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Altitude Black World Mastercard®


Earn 1 bonus Altitude Point per $1 spent on everyday purchases^.


These increased earn rates will automatically apply to eligible purchases made on the Westpac Altitude Black Mastercard® between 28 May 2020 and 25 August 2020.


Categories per $1 spent^ Ordinary Earn Rate Earn rate during promotion

Accelerated Earn - Shop, Stream and Ride<<<

Online at Spotify Premium, David Jones, Kmart, Myer,

THE ICONIC, Uber and Uber Eats.

2 points 3 points
All other eligible purchases < 1.25 points 2.25 points

Accelerated Earn - Flights: bonus points available on selected airlines during the promotional period (conditions apply) <<.

Total bonus points available during the offer period capped at 10,000 Altitude Points^.

Boosted points aren’t the only advantage.

The Westpac Altitude Black Mastercard comes with a range of benefits that can be helpful both now and in the future.

Cashback offers with Westpac Extras

Enjoy cashback offers which are easy to redeem online. Find them in the ‘Rewards & Offers’ tab when you’re logged in to Westpac Live. 

Learn more

Cardless, contactless transactions

Use your card anywhere you have your mobile device, safely and securely with an easy tap of your card in your mobile wallet. 

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Your points, your way

With so much range at, you can put your Altitude Points to work to pay for must-have items from leading brands. 

Learn more

Things you should know

The bonus Altitude Points offer is only valid for the intended recipient during the promotional period and is non transferable. The Card Conditions of Use continue to apply. This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice. This offer is not available in conjunction with any other offer and may be varied or withdrawn at any time, including if you apply to transfer to a different card product or rewards program during the promotional period. This offer is only available to those customers who have received and activated their Westpac Altitude Black Mastercard.

^ Bonus Altitude Points Promotion for Westpac Altitude Black Mastercard: The 1 bonus point per $1 spent on all eligible purchases offer, in addition to the ordinary rate of Altitude Points you can earn (the “Ordinary Earn Rate”), is capped at 10,000 points and is applicable between 28 May 2020 until midnight on 25 August 2020 (“the promotional period”). Any bonus points awarded under this offer will be added to your points balance within 30 days of the eligible spend. At the end of the promotional period or when you have reached the bonus points cap, whichever comes first, your account will revert to the Ordinary Earn Rate.

< Altitude Rewards & Accelerated Earn: How you earn and redeem Altitude Points are subject to the Altitude Terms and Conditions available on our website at Excludes Westpac Altitude Qantas and Westpac Altitude Velocity cards and visa cards. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. You must have earned a minimum of 3,000 Altitude Points before you can redeem any rewards. Refer to the Altitude Terms and Conditions (PDF 2MB) for information on how you earn points on transactions. Participating merchants are subject to change. Eligible purchases include purchases made on your card account but do not include payments to Australian Taxation Office, interest, fees and charges, cash or ATM cash advances, government charges, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account.

<< Accelerated Earn - Flights: You can earn 7 Altitude Points per $1 spent on flights purchased in Australia directly with Qantas, Jetstar, Virgin Australia, Emirates and Singapore Airlines during the promotional period. Excludes flights not purchased directly with Qantas, Jetstar, Virgin Australia, Emirates and Singapore Airlines, for example flights purchased through a travel agent, online aggregators or other airlines such as a code-share etc. The Ordinary Earn Rate on the selected airlines will apply at the end of the promotional period or when you have reached the bonus points cap, whichever comes first. Information about the Ordinary Earn Rate for Altitude Black is available at

<<< Accelerated Earn – Shop, Stream and Ride: Applies only to domestic spend made in Australian dollars or any other currency (and converted to Australian dollars) using your card or card account with a Merchant who is located in Australia. Excludes Westpac Altitude Qantas and Westpac Altitude Velocity.

Westpac Extras: The Westpac Extras program is subject to the terms and conditions at Offers will also be subject to their own terms and conditions.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Westpac is the credit provider and credit licensee under National Consumer Credit Laws. © 2020 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.