Westpac Lite Card
A simple credit card with fewer fees plus our lowest variable interest rate on purchases
The important numbers
- Variable purchase rate: 9.90% p.a.
- Monthly card fee: $9
- Foreign transaction fee: 0%
- Variable cash advance rate: cash advances not available
Here's why you'd choose our Lite card
Simple fee structure
A monthly card fee and fewer transaction fees than other Westpac credit cards.
Interest free days
Up to 45 days interest free on purchases when you pay the closing balance by the statement due date each month. Remember – you must pay the monthly fee each month, even if you don’t make any purchases, to access interest free days.
Add one additional cardholder (16 years or older) at no extra cost.1
Things you should know
Credit criteria, fees and charges apply.
Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.
1. The account holder (primary cardholder) is liable for all transactions made on the primary card as well as the transactions made on any additional cards associated with the account.
Balance transfers into the Westpac Lite Card are not available.
Westpac is the credit provider and credit licensee under National Consumer Credit Laws.
This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.