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Important notice to Westpac credit card account holders

Notification of Interest Rate Changes

Effective 1 May 2019, the standard variable purchase rate will be increasing by 0.25% p.a. and the cash advance rate will be 21.49% p.a.

Please refer to the table below for the changes to the standard variable annual percentage interest rates on the following credit cards.

Consumer credit cards
New standard variable Purchase Rate New standard variable Cash Advance Rate
Low Rate Cards 13.74% p.a. 21.49% p.a.
No Annual Fee Cards 20.24% p.a. N/A
Student Cards 20.70% p.a. 21.49% p.a.
Private Bank Cards 20.09% p.a. 21.49% p.a.
GM Holden 21.20% p.a. 21.49% p.a.
55 Day, 55 Day Gold and 55 Day Platinum Cards 20.09% p.a. 21.49% p.a.
Altitude, Altitude Platinum and Altitude Black Cards 20.49% p.a. 21.49% p.a.
Altitude Platinum Plus Cards 20.24% p.a. 21.49% p.a.
Earth, Earth Platinum and Earth Black Cards 20.49% p.a. 21.49% p.a.
Earth Platinum Plus Cards 20.24% p.a. N/A
Singapore Gold and Singapore Platinum Cards 19.99% p.a. 21.49% p.a.
Ignite 16.24% p.a. 21.49% p.a.
Things you should know

All interest rates quoted are variable. Fees and Charges are payable on these credit cards. Full details of the relevant terms and conditions are available on request. These may be varied, or new terms and conditions introduced, in the future. All card applications are subject to the Bank’s normal lending criteria.

© 2019 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.