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Help takes your rewards to new heights

Offer ends 2nd June 2019. One application, two great Rewards cards.

Receive 60,000 bonus Qantas Points

When you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Platinum Mastercard® within 90 days of Card approval.#

plus

Receive 15,000 bonus Qantas Points

When you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Platinum Card within 90 days of Card approval.~

Westpac Altitude Platinum Mastercard

  • Variable purchase rate: 20.24% p.a.
  • Variable cash advance rate: 20.74% p.a.
  • Annual Card fee: $0 annual card fee for the first year*  
  • Qantas Rewards fee: An annual $50 Qantas Rewards fee applies for customers who choose to earn Qantas Points through the Altitude Qantas Rewards program.

Issued and serviced by Westpac

American Express Westpac Altitude Platinum Card

  • Interest Rate for purchases: 20.24% p.a.
  • Cash advance rate: Cash advances are not available 
  • Annual Card fee: $49 p.a.

Issued and serviced by American Express


A breakdown of how you'll earn points

Earn Qantas Points for every $1 spent on eligible purchases. Plus, enjoy uncapped points earn on both cards.

Altitude Qantas

Redeem points for flights with Qantas and for merchandise and gift cards through the Qantas store .

Plus earn 1 additional Qantas Point for every $1 spent on selected Qantas products and services in Australia.

American Express Westpac Altitude Platinum Card

  • 1.5 Qantas Points for every $1 spent on eligible purchases in foreign currency
  • 1 Qantas Point for every $1 spent on eligible purchases in Australia
  • 0.5 Qantas Points for every $1 spent at government bodies in Australia such as Australia Post & the Australian Taxation Office

Westpac Altitude Platinum Mastercard

  • 0.5 Qantas Points for every $1 spent on eligible purchases.

Features of the American Express Westpac Altitude Platinum Card Bundle

Complimentary insurance covers 4

Benefit from a range of complimentary insurances, including cover for overseas travel, transit accident, purchase security and extended warranty on both the Westpac Altitude Platinum Mastercard and the American Express Westpac Altitude Platinum Card.  

Access to American Express benefits.

Whether it's shopping, dining, travel or entertainment there's an Amex Offer with your name on it. Amex Invites opens the door to access pre-sale tickets to some of your favourite artists and includes reserved seating offers, only with the American Express Westpac Altitude Platinum Card.

Complimentary Platinum Concierge service.

Have a personal assistant on call 24/7, from anywhere in the world. They'll help you with anything from finding a restaurant to planning an event, only with the Westpac  Altitude Platinum Mastercard.

Things you should know

Consumer Credit Cards - Conditions of Use (PDF 303KB)

Credit criteria, fees and charges apply. Offers are not available in conjunction with any special offers that are not listed on www.westpac.com.au. Switches, upgrades or Westpac group staff are ineligible on Westpac issued cards. Offer may be withdrawn or extended at any time. Terms and conditions available on request.

American Express Westpac Altitude Cards are issued and administered by American Express Australia Limited ABN 92 108 952 085, Australian Credit Licence No. 291313. ® Registered Trademark of American Express Company.

American Express will pay a monthly commission to Westpac in relation to your account. As the commission is dependent on all American Express Westpac Altitude customers’ use of their Cards, the amount is not ascertainable. Fees or charges in relation to this Card are only payable to American Express, not Westpac.

Westpac is the credit provider and credit licensee under National Consumer Credit Laws.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.

Altitude Qantas: In order to earn and redeem points, you must be a member of the Qantas Frequent Flyer program.

 

Westpac Altitude Platinum Mastercard:

*Annual card fee waiver: $0 first year annual card fee promotion. The first year annual card fee waiver is available when you apply for a new Westpac Altitude Platinum Mastercard between 3rd April 2019 and 2nd June 2019. The first annual card fee will be debited on the 12 month anniversary of the first transaction (including balance transfers) on your account and annually thereafter. Note: This promotion does not apply for the Qantas Rewards fee and a fee of $50 applies for customers who choose to earn Qantas Points through the Altitude Qantas rewards program.

#Westpac Altitude Platinum Mastercard bonus points promotion: When you apply and are approved for a new Westpac Altitude Platinum Mastercard between 3rd April 2019 and 2nd June 2019, and spend the minimum amount of $3,000 on eligible purchases on the Westpac Altitude Platinum credit Card within 90 days of Card approval in one or more transactions. Eligible purchases do not include fees, cash, cash equivalent transactions, payments to the Australian Tax Office, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account. The bonus Qantas Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria. Existing Westpac customers who currently hold an Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis.

Rewards Points on the Westpac Altitude Platinum Mastercard: The earning and redemption of Qantas Points is subject to the Altitude Terms and Conditions. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. You do not earn Qantas Points on payments to the Australian Taxation Office. An annual $50 Qantas rewards fee applies for customers who choose to earn Qantas Points through the Altitude Qantas Rewards program.

Qantas products and services: Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account, i.e. directly with Qantas or some travel agents, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees apply. Excludes Jetstar, Qantas Holidays, Qantas branded non airfare products, Qantas Freight and Qantas Staff Travel.  For full Qantas Frequent Flyer Terms and Conditions, visit qantas.com/terms

4. Complimentary insurance covers on the Westpac Altitude Platinum Mastercard: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Credit Cards Complimentary Insurance Policy (PDF 764KB) which may be amended from time to time. Westpac does not guarantee this insurance.

Concierge Services are subject to the Westpac Rewards Cards Concierge Service Terms and Conditions at westpac.com.au.

 

American Express® Westpac Altitude Platinum Card

Fees or charges in relation to this Card are only payable to American Express, not Westpac.

~Bonus Rewards points for American Express Westpac Altitude Cards: Offer only available to selected Westpac Altitude cardholders who apply online for the new American Express Westpac Altitude Card between 3rd April 2019 and 2nd June 2019, are approved and spend $3,000 on eligible purchases on their new Card within 90 days of Card approval date. Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria have been met. Card Members who currently hold or who have previously held any other American Express Westpac Altitude Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer.

Qantas Points: You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Membership and Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. Qantas Points are earned on Eligible Purchases in accordance with and subject to the American Express Westpac Altitude Cards Points Terms and Conditions as long as your account remains current and in good standing. Eligible purchases: do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and Conditions available at americanexpress.com/australia/altitude-points-t&c. Government: Merchants classified as "government" include the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies.

Selected Qantas products and services in Australia are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account i.e. directly with Qantas, Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays and Qantas branded non-airfare products.

4. Complimentary insurance covers on the American Express Westpac Altitude Platinum Card: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible American Express Westpac Altitude cardholders to claim under it as third party beneficiaries. You must use your American Express Westpac Altitude Card to prepay $500 of travel costs in order to be covered under the overseas travel insurance. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the American Express Westpac Altitude Card Insurance Policy which may be amended from time to time. Westpac does not guarantee this insurance.