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Why the American Express Westpac Altitude Platinum Card?

You can earn Altitude Points fast and continue to pool your points1.

  • Exclusive offer: Receive 20000 bonus Altitude Points when you apply by 30th April 2018, are approved and spend $3,000 on eligible purchases within the first 3 months of Card approval 2.
  • $0 Annual Card Fee in the first year when you apply by 30th April 2018, saving $49 3.

Issued and serviced by American Express.

Accelerate your points earning.
Earn 3 Altitude Points for every $1 spent on eligible purchases in foreign currency, 2 Altitude Points for every $1 spent on eligible purchases in Australia and 1 Altitude Point for every $1 spent at government bodies in Australia.
Plus, enjoy uncapped points and no points expiry1.

Earn bonus points.
Receive 20000 bonus Altitude Points when you apply by 30th April 2018, are approved and spend $3,000 on eligible purchases within the first 3 months from Card approval2.

 

Points pool.
Keep earning accelerated Altitude Points into your existing Altitude rewards account.

Access to American Express benefits.
Whether it's shopping, dining, travel or entertainment there's an Amex Offer with your name on it. Amex Invites opens the door to access pre-sale tickets to some of your favourite artists and includes reserved seating offers.

Earn Altitude Points fast and continue to pool your points.

  • Receive 20000 bonus Altitude Points when you apply by 30th April 2018, are approved and spend $3,000 on eligible purchases within 3 months from Card approval2.
  • Earn 3 Altitude Points for every $1 spent on eligible purchases in foreign currency1.
  • Earn 2 Altitude Points for every $1 spent on eligible purchases in Australia1.
  • Earn 1 Altitude Point for every $1 spent at government bodies in Australia1.

No points capping and no points expiry1.

Earn unlimited points which means you can take your rewards even further.

So many exciting rewards to choose from:

  • Gift vouchers
  • Homewares
  • Technology
  • Holidays
  • Frequent Flyer Points from 5 different programs5:
    • Virgin Australia - Velocity
    • Singapore Airlines - KrisFlyer
    • Malaysia Airlines - Enrich
    • Air New Zealand - Airpoints
    • Cathay Pacific - AsiaMiles

Correct as at 29 January 2018.

More reasons to choose the American Express® Westpac Altitude Platinum Card.

Complimentary insurance covers4.

The range of insurance covers are set out in the American Express Westpac Altitude Card Insurance Policy.


Overseas travel insurance4.

For overseas trips up to 3 months, overseas travel insurance includes cover for:

  • Specified medical expenses incurred overseas
  • Loss or damage to personal property (limits apply) 
  • Limit of $2.5 million of personal liability cover
  • Up to $5,000 rental vehicle excess cover as specified in the policy for loss or damage to rental vehicle.

You, your spouse and your dependant children could be automatically covered for overseas Travel Insurance on your journey and when each of you prepay $500 of travel costs on your American Express Westpac Altitude Platinum Card. See Policy for full eligibility criteria and full terms and conditions.


Transit accident insurance4.

Get up to $250,000 transit accident insurance cover against specified accidental death or injury sustained while riding as a passenger in a plane, bus, train or ferry – when you have purchased the tickets for the journey using your American Express Westpac Altitude Platinum Card before you leave.


Purchase security insurance4.

When making purchases with your American Express Westpac Altitude Platinum Card, you can buy with confidence. That’s because you could get 3 months cover against loss, theft or accidental damage for a range of personal items, purchased in Australia and overseas.


Extended warranty insurance4.

Get up to 12 months extended warranty insurance cover (in addition to the manufacturer's expressed Australian warranty) on a range of personal items purchased, using your American Express Westpac Altitude Platinum Card.

 

For more information about our complimentary insurance covers (including information about terms, conditions, exclusions and any applicable excess), refer to the American Express Westpac Altitude Card Insurance Policy.

Fees payable to American Express (these may change) Amount
Annual Card Fee

$0 Annual Card Fee for the first year (for existing Westpac Altitude Credit Card customers) when you apply by 30th April 20183.

$49 p.a. thereafter.

Additional Card Fee $0
Dishonour Fee $6 for each dishonour or direct debit rejection.
Late Payment Fee $30
Currency Conversion Fee 3.0% of the converted amount.

Record of Charge Fee

Payable if you or your additional Card Member request a copy of an individual charge.

$7 for charges in Australia.

$10 for other charges.

Additional Statement Fee

Payable if you or your additional Card Member request a copy of an additional posted monthly paper statement.

$10

Over the Counter Fee

Payable if you pay your Card account in person at Australia Post.

$3
Transaction Interest rates
Purchases 20.24% p.a.
Cash advances
Cash advances not available.
Interest-free Period Up to 45 days
Things you should know

This offer and Personal Offer Code are for the intended recipient only and are not transferable. Only customers eligible to apply for the new American Express Westpac Altitude Card will receive a Personal Offer Code.

Credit criteria, fees and charges apply.

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.  

American Express Westpac Altitude Cards are issued and administered by American Express Australia Limited ABN 92 108 952 085, Australian Credit Licence No. 291313.

American Express will pay a monthly commission to Westpac in relation to your account. As the commission is dependent on all American Express Westpac Altitude customers' use of their Cards, the amount is not ascertainable. Applicable fees and charges on your American Express® Westpac Altitude Card will be payable to American Express. You will not pay any fees or charges to Westpac in relation to your American Express® Westpac Altitude Card.

1. Points: The earning of Altitude Points and bonus Altitude Points using an American Express issued Altitude Card is subject to the American Express Westpac Altitude Cards Points Terms and Conditions available at americanexpress.com/australia/altitude-points-t&c. Redemption of Altitude Points is subject to the Altitude Rewards Terms and Conditions available at altituderewards.com.au. You may not be able to redeem Altitude Points if your Card account is in arrears for 2 consecutive statement cycles and in other circumstances. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and Conditions available at americanexpress.com/australia/altitude-points-t&c. Government: Merchants classified as; “government” include the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies.

2. Bonus points promotion: Offer only available to selected Westpac Altitude cardholders who apply online for the new American Express Westpac Altitude Platinum Card before 30th April 2018, are approved and spend $3,000 on eligible purchases on their new Card in the first 3 months from Card approval. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and Conditions available at americanexpress.com/australia/altitude-points-t&c. Bonus Altitude Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria have been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer and is only available to customers who have received a direct communication from Westpac about the offer. This is a limited time offer which may be withdrawn or changed at any time without notice.

3. First year Annual Card Fee waiver: The American Express Westpac Altitude Platinum Card will have a $0 introductory Annual Card Fee for the first year of Card Membership for selected eligible Westpac customers only. After the first year, the Annual Card Fee will be $49 per year. Offer only available to new American Express Westpac Altitude Platinum Card Members who apply by 30th April 2018 and are approved. This offer is only for the American Express Westpac Altitude Platinum Card issued by American Express and does not apply to your Westpac-issued credit card.

4. Complimentary insurance covers: The American Express® Westpac Altitude Card insurance is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full terms and conditions available at  americanexpress.com/australia/altitudecard_insurance_policy. You must use your American Express Westpac Altitude Card to prepay $500 of travel costs in order to be covered under the overseas travel  insurance.  AWP Australia Pty Ltd ABN 52 097 227 177, AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter,  Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac).  This communication does not take into account your objectives or financial situation.  

5. Frequent Flyer Program: You must be a member of the relevant frequent flyer program to redeem Altitude Points for frequent flyer points. The Altitude Rewards Terms and Conditions and the terms and conditions of the relevant frequent flyer program apply. A joining fee may apply. Availability of award flights may be limited. For more information on the Altitude Rewards program, visit altituderewards.com.au.