Westpac Choice for new arrivals
Let's get you started
What kind of account do you need?
Are you currently living in Australia?
Who can open
- Those 14 years or over.
- Those with an Australian residential address who are currently in Australia.
- Those who want to access their account with a Debit Mastercard
®, Online Banking and eStatements.
- Do you have a Concession or Health Care card or receive an Australian Government benefit payment that makes you eligible to hold a Concession or Health Care card? You may be eligible for a Westpac Choice Concession account.
- If you are under 30 years old or a full time tertiary student account-keeping fee is waived.
What you'll need
- Your mobile phone.
- At least one of the below ID documents to verify your identity:
- Passport
- Medicare Card
- Australian Driver’s Licence
- Australian Birth Certificate
Providing 2 forms of ID gives us a better chance to securely verify your ID online, saving you from visiting a branch.
- Have your foreign tax details handy, if applicable.
Things You Should Know
Find out what information you need to provide to become a customer (PDF 657KB)
To make it a little easier, we’ve summarised the info you need to know. If you want the full details, use the following links before starting your application.
By opening this account you agree:
- That you have read our Privacy Statement which explains how we collect, use and disclose your personal information, including marketing communications we send to you.
- To provide your consents to us.
- To the:
- To comply with all applicable Australian and International laws relating to the account(s) including any exchange control laws.
- To receive account statements, terms and conditions, notices and account information electronically, or to be notified that these are available to retrieve electronically.
- To hold the account in joint names (to open an account in trust you’ll need to visit a branch).
- That you have permission to give us personal information about any joint applicants.
- That you want us to send you each a debit card, and agree to the
- That both account holders can transact on the account individually, for example, withdraw funds without permission from the other account holder.
Let's get started!
Your application will be saved for 14 days if you’d like to complete it later.
You’ll need to be in Australia to open an account with us. Once you arrive, you’ll need to provide an Australian residential address and phone number.
If your travel plans have been affected due to COVID-19 and you're unable to travel to Australia, please contact us.
Things You Should Know
Find out what information you need to provide to become a customer (PDF 657KB)
To make it a little easier, we’ve summarised the info you need to know. If you want the full details, use the following links before starting your application.
By opening this account you agree:
- That you have read our Privacy Statement which explains how we collect, use and disclose your personal information, including marketing communications we send to you.
- To provide your consents to us.
- To the:
- To comply with all applicable Australian and International laws relating to the account(s) including any exchange control laws.
- To receive account statements, terms and conditions, notices and account information electronically, or to be notified that these are available to retrieve electronically.
- To hold the account in joint names (to open an account in trust you’ll need to visit a branch).
- That you have permission to give us personal information about any joint applicants.
- That you want us to send you each a debit card, and agree to the
- That both account holders can transact on the account individually, for example, withdraw funds without permission from the other account holder.
Let's get started!
Are you both currently living in Australia
Is applicant 1 already a Westpac customer?
Is applicant 2 already a Westpac customer?
Who can open
- Westpac customers 14 years or over.
- Those with an Australian residential address who are currently in Australia.
Applying from overseas or new to Australia?
- Do at least one of you hold a Concession or Health Care card or receive an Australian Government benefit payment that makes you eligible to hold a Concession or Health Care card? You may be eligible for a Westpac Choice for Concession Holders.
- Are you 55 years of age or over and retired? You may be eligible for Westpac Choice 55+ and Retired account.
- If you are under 30 years old or full time tertiary student account-keeping fee is waived.
What you'll need
- Your Westpac Online Banking credentials. You can register for Online Banking if you haven’t already.
- To gain full access to your account, you’ll need to be registered for Westpac Protect SMS Code. We’ll send an SMS Code to both applicants before opening your account.
Things You Should Know
To make it a little easier, we’ve summarised the info you need to know. If you want the full details, use the following links before starting your application.
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information.
- You agree to provide your consents to us.
- You will need to also acknowledge your obligations under AML/CTF and disclose if you have any other reporting obligations.
- You agree to hold the account in joint names (to open an account in trust you’ll need to visit a branch).
- You agree that you have permission to give us personal information about any joint applicants.
- You agree to Financial Services Guide (PDF 381KB) (PDF 249KB),
Online Banking Terms and Conditions (PDF 355KB) (PDF 1MB),
Deposit Accounts for Personal Customers (PDF 897KB) (PDF 712KB), - That you want us to send you each a debit card, and to the Westpac Debit Mastercard® Terms and Conditions (PDF 340KB).
- That both account holders can transact on the account individually, for example withdraw funds without permission from the other accoutn holder.
Let's get started!
Complete your application in branch together
If you or the person you’re applying with is a new Westpac customer, you’ll need to visit a branch together to open your account. Please make sure you both bring:
- Your tax details. We’ll need your Tax File Number (TFN) and if you’re a foreign tax resident, we’ll also need your tax residency details.
- Suitable ID. You’ll both need to be verified separately.
You can use our identification checklist to work out which documents you’ll need for your situation.
To ensure we’re best prepared to help you, please call the branch first to make an appointment.
Is applicant 2 already a Westpac customer?
Complete your application in branch together
If you or the person you’re applying with is a new Westpac customer, you’ll need to visit a branch together to open your account. Please make sure you both bring:
- Your tax details. We’ll need your Tax File Number (TFN) and if you’re a foreign tax resident, we’ll also need your tax residency details.
- Suitable ID. You’ll both need to be verified separately.
You can use our identification checklist to work out which documents you’ll need for your situation.
To ensure we’re best prepared to help you, please call the branch first to make an appointment.
Who can open
- Westpac customers 14 years or over.
- Those with an Australian residential address who are currently in Australia.
Applying from overseas or new to Australia?
- Do at least one of you hold a Concession or Health Care card or receive an Australian Government benefit payment that makes you eligible to hold a Concession or Health Care card? You may be eligible for a Westpac Choice for Concession Holders.
- Are you 55 years of age or over and retired? You may be eligible for Westpac Choice 55+ and Retired account.
- If you are under 30 years old or full time tertiary student account-keeping fee is waived.
What you'll need
- Your mobile phone by your side.
- Two of the below ID documents to verify your identity:
- Australian Driver's Licence
- Medicare Card
- Passport
- Australian Birth Certificate
- Australian Driver's Licence
- Have your foreign tax details handy, if applicable.
Things You Should Know
To make it a little easier, we’ve summarised the info you need to know. If you want the full details, use the following links before starting your application.
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information.
- You agree to provide your consents to us.
- You will need to also acknowledge your obligations under AML/CTF and disclose if you have any other reporting obligations.
- You agree to hold the account in joint names (to open an account in trust you’ll need to visit a branch).
- You agree that you have permission to give us personal information about any joint applicants.
- You agree to Financial Services Guide (PDF 381KB) (PDF 249KB),
Online Banking Terms and Conditions (PDF 355KB) (PDF 1MB),
Deposit Accounts for Personal Customers (PDF 897KB) (PDF 712KB), - That you want us to send you each a debit card, and to the Westpac Debit Mastercard® Terms and Conditions (PDF 340KB).
- That both account holders can transact on the account individually, for example withdraw funds without permission from the other accoutn holder.
Let's get started!
You’ll need to be in Australia to open an account with us. Once you arrive, you’ll need to provide an Australian residential address and phone number.
If your travel plans have been affected due to COVID-19 and you're unable to travel to Australia, please contact us.
Things You Should Know
To make it a little easier, we’ve summarised the info you need to know. If you want the full details, use the following links before starting your application.
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information.
- You agree to provide your consents to us.
- You will need to also acknowledge your obligations under AML/CTF and disclose if you have any other reporting obligations.
- You agree to hold the account in joint names (to open an account in trust you’ll need to visit a branch).
- You agree that you have permission to give us personal information about any joint applicants.
- You agree to Financial Services Guide (PDF 381KB) (PDF 249KB),
Online Banking Terms and Conditions (PDF 355KB) (PDF 1MB),
Deposit Accounts for Personal Customers (PDF 897KB) (PDF 712KB), - That you want us to send you each a debit card, and to the Westpac Debit Mastercard® Terms and Conditions (PDF 340KB).
- That both account holders can transact on the account individually, for example withdraw funds without permission from the other accoutn holder.
Let's get started!