Double check the details before opening your account
Westpac Choice - Concession
The important numbers
$0 Account-keeping fee
$0 Overdrawn fee or debit interest (other fees may apply)
12+ Minimum age to open account
What you get
Access to your money with a Debit Mastercard®¹ and a range of digital wallets (including Apple Pay & Google Pay)
24/7 Fraud monitoring
- Fraud Money Back Guarantee 4
Things you should know
Am I eligible?
To be eligible for this account with certain features applied (e.g. waiver of account-keeping fees), you’ll need to have a current Pensioner Concession Card, Commonwealth Seniors Health Card or Health Care Card, and have its benefits paid to the Westpac Choice account (if you are receiving benefits). There’s a limit of one Westpac Choice account (for concession holders) per customer. If there’s more than one holder of an account, all account holders must meet the eligibility criteria above.