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Transaction accounts designed for:


A simple-to-use everyday account packed full of features including a linked debit card that’s designed to help you bank with ease.


Under 30s and students

Pay no monthly fee for an everyday bank account for all eligible tertiary students and anyone aged 14-29.


Parents and kids

Give your kids a head start with bank accounts that can help teach them good spending and savings habits.


New arrivals in Australia

Pay no account-keeping fee for a year if you’re new in Australia, or none at all as a full-time international student.


Concession card holders

Pay no monthly fee for your everyday banking if you’re receiving a pension or other eligible benefits.


55+ and retired

Pay no monthly fee for this everyday account plus debit card, and bank securely online, by app and in branch.

Aged 18-29?

You could earn up to 2.75% p.a. variable interest on your first $30,000 savings with a Life Savings and Choice bank account.

Find out more

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.


Who can apply for a Debit Mastercard?

Debit Mastercard®: holders need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.

Read the Apple Pay Terms and Conditions (PDF 79KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.


World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks of, and PayPassTM is a trademark of, Mastercard International Incorporated.