Everyday bank accounts with debit card

Here or overseas, Westpac everyday bank accounts can help you keep your banking rolling your way.

Everyday accounts suitable for

Everybody

Westpac Choice is an everyday bank account packed full of features to help you bank with ease.

Special offer:

Get $50 on us!

T&Cs apply# 

 

Under 21s and students

An everyday account with no monthly service fee.

Special offer:

Get $50 on us!

T&Cs apply#  
 

Joining Finances

An everyday account packed full of features that can be opened together online.

Special offer:

Get $50 on us!

T&Cs apply#
 

Moving or new to Australia

An everyday bank account with features designed for people new to Australia.

Special offer:

Get $50 on us!

T&Cs apply#
 

Concession holders

Concession card holders receiving an Australian pension.

 

55+ and retired

A flexible everyday account designed for retirees.
 

Apple Pay is here

Apple Pay offers a fast and secure way to pay in-store and online, using your favourite Apple device.

Find out more

Get up to 3% p.a. variable interest on your savings

For 18-29-year olds

When you grow your savings with a Westpac Life account and make 5 eligible purchases with a debit card linked to your Choice account each month

This is made up of 0.20% p.a. variable base rate + 0.20% p.a. variable bonus for saving each month + 2.60% p.a. Spend&Save bonus for spending 5 times. Applies to the first $30,000 in your Westpac Life savings account. After this amount you’ll earn 0.40% p.a. variable interest.*

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Westpac Choice

Open in less than 5 minutes

Open now
Give us a call

1300 558 724

8am - 8pm, 7 days a week

Find a branch

Visit your local branch

Related links
Feature articles
More options
Things you should know
Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 1MB) 
Westpac Debit Mastercard Terms and Conditions (PDF 206KB)
Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 91KB) 
Online Banking Terms and Conditions (PDF 277KB) 
Find out what information you need to provide to become a customer (PDF 768KB) 
 

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.


 

Who can apply for a Debit Mastercard?

Debit Mastercard®: holders need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.



Read the Apple Pay Terms and Conditions (PDF 1MB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.


 
# $50 Offer:  Fees and charges apply. Read the terms and conditions available at westpac.com.au before making a decision and consider whether the product is right for you. To be eligible for the $50 offer you must: open a new Westpac Choice account online between 29/01/2021 and 07/04/2021 (if you are under 30 years old you can apply online or in branch); and deposit $500 and make 5 eligible card purchases within 30 days of account opening. Eligible card purchases are purchases made using your Westpac debit card linked to your Choice account and excludes ATM transactions and EFTPOS cash out only transactions. If eligible you will receive $50 into your Choice account within 45 days of opening. All account holders on the new Choice account must not hold or have held a Westpac transaction account, or received this offer at any time to be eligible. Offer is limited to one eligible account and is not available in conjunction with any other offer. 

 

World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks of, and PayPassTM is a trademark of, Mastercard International Incorporated.