Term Deposit rate calculator

Results are estimates only based on the accuracy of the information provided. The actual amounts may be higher or lower. We cannot predict things that will affect your decision such as movements in interest rates. Any calculation made by you using this rate finder is intended as a guide only. This rate finder is not intended to be your sole source of information when making a financial decision. You may consider whether you should get independent advice. We are only providing you with factual information and not any advice. Read your product T&Cs before deciding. It’s your decision whether this product is right for you.

Any bonus rates offered above may only be available through Westpac Live Online Banking.

Term Deposits & Farm Management Deposits - Terms and Conditions (PDF 202KB)

Important Information Document (PDF 1MB)

Find out what information you need to provide to become a customer (PDF 768KB)

* Rate is available for new or renewed Term Deposits from $5,000 to $2,000,000. Personal customers only. Private Bank customers may need to contact their Relationship Manager to obtain this rate. Not available for business, corporate, institutional or government customers. Rate applies for a single term. Higher or lower rates may apply for subsequent terms. Rate is not available in conjunction with any bonus interest or other special rates offered on Westpac Term Deposits. You must provide a minimum of 31 days’ notice to access funds prior to maturity (except in cases of hardship). If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply.

Westpac Live will be available to update Term Deposits from 8:00 am to 9.30 pm on a Business Day and 8:00am to 4:00pm Saturdays (Sydney time)