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The important stuff

Westpac eSaver

Westpac eSaver lets you save with ease with introductory bonus interest, unlimited withdrawals and 24/7 access.
  • 0.25% p.a. introductory bonus interest for the first 5 months for new eSaver customers (0.05% p.a base rate + 0.20% p.a. intro rate for 5 months)º
  • $0 Account-keeping fee

  • 12+ Minimum age to open account

  • No minimum deposit or monthly balance required

  • New Westpac eSaver customers earn an introductory fixed bonus rate on top of the standard variable rate for the first 5 months. º
  • Unlimited access via a linked Westpac Choice account (if you don't have one, we'll open one for you) 2
+

Westpac Choice

An everyday account to make deposits and withdrawals with access via a debit card

  • $5 Account-keeping fee, unless you're under 30, a fulltime tertiary student, new to Australia (for the first 12 months) or deposit at least $2,000 each month

  • 12+ Minimum age to open account

  • Access to your money with a Debit Mastercard®¹ and a range of digital wallets (including Apple Pay & Google Pay)

  • Access to exclusive offers and discounts

  • 24/7 Fraud monitoring

  • Fraud Money Back Guarantee 4
Things you should know
1 Debit Mastercard: You need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.
2 We’ll only set you up with a Westpac Choice account if you don’t have one already.
4 Westpac Fraud Money Back Guarantee: Customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Westpac promptly.
º If you have not had a Westpac eSaver account before, an introductory fixed bonus rate of 0.25% p.a. applies for the first 5 months, on top of the standard variable rate. After 5 months, the standard variable interest rate, currently 0.05% p.a. will apply. Existing or previous eSaver account holders are not eligible for this offer. Joint accounts are eligible where the primary account holder has not held an eSaver account before.