New to Australia
We're here to help
We have temporarily suspended account opening for people outside of Australia due to the COVID-19 related travel restrictions set by the Australian Federal Government.
If your travel plans have been affected due to COVID-19 and you're unable to travel to Australia, please contact us.
Get started with a bank account today
International students
A Westpac Choice account for international students who are studying in Australia.
Live and work in Australia
A Westpac Choice account for people who have recently arrived in Australia.
Business
Setting up a business in Australia? We have a range of accounts that can help get your business banking sorted.
More Options
Wait - did you say 2.5%?
18-29? You could earn up to 2.5% p.a. variable interest on your savings when you save and spend with a Westpac Life savings account and a Westpac Choice bank account.
Spend&Save bonus interest only applies on balances up to $30,000 in your Westpac Life savings account. Find out more
Why choose a bank account with us?
Apple Pay
Apple Pay offers a fast and secure way to pay in-store and online, using your favourite Apple device
Open your account up to 12 months after you've arrived
Pay no Account-Keeping Fee for the first 12 months
You’ll be with Australia’s first bank
We have 200 years’ experience helping customers create a new life in Australia
ATM network at home and overseas
Pay no withdrawal fee at any major bank ATM in Australia (including Westpac, Commonwealth Bank, ANZ, NAB, St.George, Bank of Melbourne and BankSA) and at over 50,000 ATMs globally via the Global ATM Alliance and partner ATMs (other fees may apply)2
Transferring money
- Register for online banking and easily transfer money back to friends and family
- You can withdraw funds once you've completed an identity check when you arrive in Australia1
Things you should know
Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 234KB)
Westpac Debit Mastercard® Terms and Conditions (PDF 372KB)
Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 91KB)
Online Banking Terms and Conditions (PDF 503KB)
Find out what information you need to provide to become a customer (PDF 657KB)
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.
Debit Mastercard: You need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.
1. Visit a Westpac branch when you arrive to complete your ID verification. Withdrawals cannot be made until ID verification is completed.
Read the Apple Pay Terms and Conditions (PDF 79KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
World Mastercard®, Mastercard® and the Mastercard Brand Mark are registered trademarks of, and PayPassTM is a trademark of, Mastercard International Incorporated.
© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.