Moving to Australia

Westpac Choice is an everyday bank account with features designed for people moving to Australia or who have arrived in the last 12 months.

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Join the Bank of the Year - Everyday Banking

Awarded 2018 Canstar Bank of the Year - Everyday Banking
Recognised for offering both a strong online banking platform as well as comprehensive ATM and branch coverage throughout Australia

Get started with a bank account today

Why choose a bank account with us?

Set up your account now in less than 3 minutes

Open your account up to 12 months before you arrive or once you arrive

Pay no monthly service fee for the first 12 months

And if you’re a student you won’t pay any monthly service fee while you’re a full time student or under 21 in Australia

You’ll be with Australia’s first bank

We have 200 years’ experience helping customers create a new life in Australia

ATM network at home and overseas

Pay no withdrawal fee at any major bank ATM in Australia (including Westpac, Commonwealth Bank, ANZ, NAB, St.George, Bank of Melbourne and BankSA) and at over 50,000 ATMs globally via the Global ATM Alliance and partner ATMs (other fees may apply)³

Transferring money

Once your account is open, you can deposit money into your account by using international payments¹
Register for online banking and easily transfer money back to friends and family
You can withdraw funds once you've completed an identity check when you arrive in Australia²

Westpac Choice for migrants

Open in less than 3 minutes

Give us a call

Call our international toll-free numbers

Find a multi-lingual branch

Things you should know

Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 2MB)

Westpac Debit Mastercard® Terms and Conditions (PDF 3MB)

Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 133KB)

Online Banking Terms and Conditions (PDF 1MB)

Find out what information you need to provide to become a customer (PDF 768KB)

Before making a decision about any of our products or services, please read all the terms and conditions. Fees and charges apply and may change.

Debit Mastercard: You need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.

1. Conditions, fees, charges and foreign currency exchange rates apply. You will need to check with your bank, financial institution or exchange dealer before your transfer.

2. Visit a Westpac branch when you arrive to complete your ID verification. Withdrawals cannot be made until ID verification is completed.

3. Global ATM: A 3% Westpac Foreign Transaction Fee applies to overseas debit or credit card withdrawals. A 2% cash advance fee applies to credit card withdrawals where the "Credit" option is selected. A list of Global Alliance members is available. Excludes American Express® cards. It is important to know that the functionality to withdraw money from a linked Westpac account via Credit Card is not available when using overseas ATMs, including Global Alliance ATMs. To ensure access to Savings and or Cheque account funds when overseas please speak to us about obtaining a Debit Mastercard®

^# $50 Offer: Excludes customers who hold or have held a Westpac Choice account at any time. To receive $50 credited to an everyday account, people moving to Australia or who have arrived in the last 12 months must open a Westpac Choice Migrant account online between 04/04/19 and 12/05/19 (inclusive) using the form at westpac.com.au/newarrivalsform; and make at least five (5) eligible purchases with a Westpac Debit Mastercard® within 90 days of account opening. Eligible purchases: include in-store purchases, online purchases, regular card payments, PayPass, and Google Pay transactions. Offer excludes ATM and cash withdrawals as these are not eligible purchases. Eligible customers will receive $50 deposited into their account within 105 days of account opening following successful identification verification online or in an Australian branch. Offer limited to one $50 deposit per eligible customer. Where a joint account is opened, if one of the joint account holders has already received their $50 deposit in respect of another account, then none of the remaining joint account holders will be eligible for the offer in respect of the joint account.