New to Australia
We're here to help
We have temporarily suspended account opening for people outside of Australia due to the COVID-19 related travel restrictions set by the Australian Federal Government.
If your travel plans have been affected due to COVID-19 and you're unable to travel to Australia, please contact us at migrantbankingteam@westpac.com.au
Get started with a bank account today
International students
A Westpac Choice account for international students who are studying in Australia.
Special offer:
Get $50 on us!
T&Cs apply#
Live and work in Australia
A Westpac Choice account for people who have recently arrived in Australia.
Special offer:
Get $50 on us!
T&Cs apply#
Business
Setting up a business in Australia? We have a range of accounts that can help get your business banking sorted.
More Options
Wait - did you say 3%?
18-29? You could earn up to 3% p.a. variable interest on your savings when you save and spend with a Westpac Life savings account and a Westpac Choice bank account.
Spend&Save bonus interest only applies on balances up to $30,000 in your Westpac Life savings account. Find out more
Why choose a bank account with us?
Apple Pay
Apple Pay offers a fast and secure way to pay in-store and online, using your favourite Apple device
Open your account up to 12 months after you've arrived
Open your new account and pay no monthly service fee for 12 months
Pay no monthly service fee for the first 12 months
And if you’re a student you won’t pay any monthly service fee while you’re a full time student or under 21 in Australia
You’ll be with Australia’s first bank
We have 200 years’ experience helping customers create a new life in Australia
ATM network at home and overseas
Pay no withdrawal fee at any major bank ATM in Australia (including Westpac, Commonwealth Bank, ANZ, NAB, St.George, Bank of Melbourne and BankSA) and at over 50,000 ATMs globally via the Global ATM Alliance and partner ATMs (other fees may apply)2
Transferring money
- Register for online banking and easily transfer money back to friends and family
- You can withdraw funds once you've completed an identity check when you arrive in Australia1
Things you should know
Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 1MB)
Westpac Debit Mastercard® Terms and Conditions (PDF 206KB)
Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 91KB)
Online Banking Terms and Conditions (PDF 277KB)
Find out what information you need to provide to become a customer (PDF 768KB)
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.
Debit Mastercard: You need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.
1. Visit a Westpac branch when you arrive to complete your ID verification. Withdrawals cannot be made until ID verification is completed.
2. Global ATM: A 3% Westpac Foreign Transaction Fee applies to overseas debit or credit card withdrawals. A 2% cash advance fee applies to credit card withdrawals where the "Credit" option is selected. A list of Global Alliance members is available. It is important to know that the functionality to withdraw money from a linked Westpac account via Credit Card is not available when using overseas ATMs, including Global Alliance ATMs. To ensure access to Savings and or Cheque account funds when overseas please speak to us about obtaining a Debit Mastercard®
# $50 Offer: Fees and charges apply. Read the terms and conditions available at westpac.com.au before making a decision and consider whether the product is right for you. To be eligible for the $50 offer you must: open a new Westpac Choice account online between 29/01/2021 and 07/04/2021 (if you are under 30 years old you can apply online or in branch); and deposit $500 and make 5 eligible card purchases within 30 days of account opening. Eligible card purchases are purchases made using your Westpac debit card linked to your Choice account and excludes ATM transactions and EFTPOS cash out only transactions. If eligible you will receive $50 into your Choice account within 45 days of opening. All account holders on the new Choice account must not hold or have held a Westpac transaction account, or received this offer at any time to be eligible. Offer is limited to one eligible account and is not available in conjunction with any other offer.
Read the Apple Pay Terms and Conditions (PDF 1MB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
World Mastercard®, Mastercard® and the Mastercard Brand Mark are registered trademarks of, and PayPassTM is a trademark of, Mastercard International Incorporated.
© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.