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Master your spending and saving

Special Offer! Get $50 when you open a new Westpac Choice account. Apply online by 9 October 2019. Deposit $500 and make 5 eligible purchases within 30 days. Conditions apply#

Make budgeting a breeze when you open an everyday and savings account together

  • Access your money with a Debit Mastercard® 1
  • Earn interest on your savings and build better savings habits
Open both accounts at the same time in just minutes

Bank accounts

Bank accounts + debit card

Accounts designed to help you manage and access your money securely and conveniently.

Savings accounts

Choose from savings accounts designed to support your long and short term savings goals that can reward you with a competitive interest rate.

Term Deposits

Know exactly what your return will be with the certainty of a fixed interest rate and a choice of different terms.

Award-winning bank accounts*

  • Winner of the Canstar 2018 Bank of the Year – Everyday Banking
  • Westpac Choice – Winner of Canstar’s 5-star Rating for Outstanding Value Transaction Account in 2019
  • Westpac Life – Winner of Canstar’s 5-star Rating for Outstanding Value Savings Account in 2019

Help with your banking needs

New to Australia

Accounts for youths and students

Joint accounts

Access or send money overseas

Business accounts

Get $50 on us!

Get $50 when you open a new Westpac Choice account. Apply online by 9 October 2019. Deposit $500 and make 5 eligible purchases within 30 days. Conditions apply#

Find out more

Things you should know

Westpac Debit Mastercard® Terms and Conditions (PDF 129KB)

Before making a decision about any of our products or services, please read relevant terms and conditions. Fees and charges apply and may change.

1. Debit Mastercard®: holders need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.

* Awarded 2018 Canstar Bank of the Year – Everyday Banking on 11th September 2018
The Canstar Rating was awarded on 17th May 2019 for the Westpac Life product for the Regular Saver profile, for the Westpac Choice product for the High Transactor profile and Youth Transactor profile, and for the Westpac Choice 55+ and Retired product for the Senior Transactor profile.

# $50 Offer: Excludes customers who hold or have held a Westpac Choice account at any time. To receive up to AUD$50 credited to an everyday account, customers must open a Westpac Choice account online (or in an Australian Westpac branch for Youth, Student and Migrant Choice accounts) between 10/7/19 and 09/10/2019 (inclusive) and must deposit $500 or more and make at least five (5) eligible purchases using their debit card within 30 days of account opening (‘eligible customer’). Eligible purchases: include in-store purchases, online purchases, regular card payments, PayPass, and Google Pay™ transactions. Offer excludes ATM withdrawals. Eligible customers will receive $50 deposited into their account within 45 days of account opening following successful identification verification. The account must remain open during this period in order to be eligible for the offer. Offer limited to one deposit per customer and is not available in conjunction with any other offer. Where a joint account is opened, if one of the joint account holders has already received their deposit in respect of another account, then none of the remaining joint account holders will be eligible for the offer in respect of the joint account. Read the Terms and Conditions available at, including for fees and charges that may apply, before making a decision and consider if it is right for you.

World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.

© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.