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Master your spending and saving

Special Offer! Get $50 when you open a new Westpac Choice account. Apply by 9 July 2019. Make 5 eligible purchases within 45 days. Conditions apply#

Make budgeting a breeze when you open an everyday and savings account together

  • Access your money with a Debit Mastercard® 1
  • Earn interest on your savings and build better savings habits
Open both accounts at the same time in just minutes

Bank accounts

Bank accounts + debit card

Accounts designed to help you manage and access your money securely and conveniently.

Savings accounts

Choose from savings accounts designed to support your long and short term savings goals that can reward you with a competitive interest rate.

Term Deposits

Know exactly what your return will be with the certainty of a fixed interest rate and a choice of different terms.

Help with your banking needs

New to Australia

Accounts for youths and students

Joint accounts

Access or send money overseas

Business accounts

Exclusive online offer

$0 Monthly Plan Fee* for the first 12 months when you open a new Business One Low Plan account online by 31 July 2019. *T&Cs apply.

Get $50 on us!

Get $50 when you open a new Westpac Choice account. Apply by 9 July 2019. Make 5 eligible purchases within 45 days. Conditions apply#

Find out more

Things you should know

Westpac Debit Mastercard® Terms and Conditions (PDF 3MB)

Before making a decision about any of our products or services, please read relevant terms and conditions. Fees and charges apply and may change.

1. Debit Mastercard®: holders need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.

# Purchases Offer: Excludes customers who hold or have held a Westpac Choice account or a Westpac PayWear™ at any time. To receive up to AUD$50 credited to an everyday account, customers must open a Westpac Choice account online or in an Australian Westpac branch between 13/05/19 and 09/07/2019 (inclusive) and must make at least five (5) eligible purchases using their Westpac Debit Mastercard© within 45 days of account opening (‘eligible customer’). PLUS to receive a bonus AUD$10, eligible customers who also order and use their Westpac PayWear Card to make at least one (1) eligible purchase within 45 days of account opening will receive $10 credited to their everyday account. Eligible purchases: include in-store purchases, online purchases, regular card payments, PayPass, and Google Pay transactions. Offer excludes ATM withdrawals. Eligible customers will receive $50 deposited into their account (or if an eligible customer is also eligible for the bonus $10, $60 deposited into their account) within 60 days of account opening following successful identification verification. Offer limited to one deposit per customer and is not available in conjunction with any other offer. Where a joint account is opened, if one of the joint account holders has already received their deposit in respect of another account, then none of the remaining joint account holders will be eligible for the offer in respect of the joint account. Read the Terms and Conditions available at, including the Westpac PayWear Terms and Conditions for details, including for fees and charges that may apply, before making a decision and consider if it is right for you. 

Westpac PayWear is a registered trademark and PayWear is a trademark of Westpac Banking Corporation. 

World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.

© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.