Bank accounts

We have a range of bank accounts packed with features to help you manage and grow your money, whether saving for a goal or spending on the go.

Account with Debit Card

Transaction accounts designed to help you manage and access your money securely and conveniently.

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Savings accounts

Designed to support your long and short term savings goals that can reward you with a competitive interest rate.

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Term Deposits

Know exactly what your return will be with the certainty of a fixed interest rate and a choice of different terms.

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A bank account for your every need

Kids and teens

 Under 18? Get $30 on us

Pay no monthly fees for more money in your pocket and bonus interest on savings to reward regular savers:

 

New to Australia

Pay no account-keeping fee for a year if you’re new to Australia, or none at all as a full-time international student:

 

Other accounts

Help when you need it

More options

Rates, tools and calculators

Handy guides and articles

Find a branch

Visit your local branch

Give us a call

1300 558 724

8am – 8pm (Sydney time) 7 days

Things you should know
Deposit Accounts for Personal customers Terms and Conditions (PDF 625KB) 
Westpac Debit Mastercard® Terms and Conditions (PDF 201KB)
Online Banking Terms and Conditions (PDF 547KB) 
Find out what information you need to provide to become a customer (PDF 657KB) 
 

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.


Financial Claims Scheme: for information on how the FCS operates for deposit accounts at Westpac, please review our FCS FAQ page. 
 
1. Westpac everyday account: To open a Westpac Life or Bump account, customers must hold a Westpac everyday account in the same name and be registered for Online and Phone Banking.  Fees and charges may apply on the everyday account. 

 

2. Debit Mastercard®: Westpac Choice Youth account, the eligible card age is 8. For any other transaction account, the eligible card age is 14. You must have an Australian residential address. 

 

Read the Apple Pay Terms and Conditions (PDF 42KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.