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Why LitePay?

Send money overseas to the Philippines, India, Europe or the United Kingdom.

  • Currencies available: Philippine Pesos, Indian Rupees, Euros and British Pounds
  • Low fees: Enjoy low payment fees on transfers from $5 AUD (see fees below)
  • Time: Money will usually be received within hours 1
  • Simple: Make a payment straight from your Online and Mobile Banking
  • Secure: Extra peace of mind with payments monitored by Westpac.

Pounds (GBP) to the United Kingdom

Euros (EUR) to 19 European countries

Rupees (INR) to India

Pesos (PHP) to the Philippines

Follow these steps to set up LitePay International Payments

To use International LitePay you will need a Westpac account and be registered for Westpac Live. 

You can create a LitePay International payee via Westpac Online (desktop), and then make payments via Westpac Online and Mobile Banking.  You’ll need an eligible transaction or savings account to make a LitePay International Payment.  

  1. Log in to Westpac Live#.
  2. Select ‘Make a payment’ and then ‘Pay new payee'.
  3. Select ‘International’ then select from an available country (refer to table above) from the list.
  4. Choose ‘LitePay International’ and fill out the payee information.
  5. Once the payee is created, follow the prompts to input the payment information.

#Your payee needs to be created in Online Banking (desktop) first, and then any future payments can be made through either Online or Mobile Banking.


Things you should know

Payments are subject to our foreign exchange rates applicable at the time of the transaction. Other fees and charges may apply such as fees charged by the recipient bank. Payments must be made from a Westpac personal transaction or savings account. Daily transfer limit of AUD 3,000 applies. Service in Europe is only available in the following European countries; Germany, Netherlands, Greece, Spain, Italy, Ireland, France, Austria, Belgium, Malta, Estonia, Finland, Latvia, Lithuania, Luxembourg, Cyprus, Portugal, Slovakia, Slovenia. Read the Online Banking Terms and Conditions (PDF 1MB) and LitePay International Service Information brochure (PDF 75KB) before making a decision and consider whether the product is appropriate for you. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

1 Payments will usually arrive within hours if processed before 9pm AEST on a Banking Day but may take longer. If you process a payment on a day that is not a Banking Day, the payment will typically be processed on the next Banking Day.