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Ways you could set-up your accounts.

Here are the 4 options for setting up your accounts together. If you’d like some guidance on which may best suit you, use the ‘Sharing finances quiz’.


Combine everything.

Some couples are ready to take the plunge; dive in and combine everything straight away.

Combine everything but receive a personal allowance.

For couples who want to combine everything to meet specific goals but still want some personal space as well.

Individual accounts with a joint account for shared expenses.

For couples who are happy to combine for their shared expenses but opt to maintain a level of independence.

Keep your finances separate.

For couples who prefer to keep their independence and want to keep everything separate.

Things you should know:

The recommendations as a result of you using this tool is intended as a guide only. It is for illustrative purposes only and is based on the accuracy of the information provided. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.