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What you'll find

  • Support with coping during a financial crisis.
  • Help that will give you a better understanding of your finances.
  • Tools which you can use to improve your finances.
  • Practical articles with information on improving your financial situation.
  • Aiming for future financial health.
  • Help with your business.

Did you know 70% of Australian households worry about money1?

Which is why we’ve produced a series of articles and tools to help you overcome any type of financial setback. Find out where you’re up to and then select the information that can help you improve your financial situation.

Even when times are tough, know you have options

  • Rebuilding your finances – Melissa’s storyRebuilding your finances – Melissa’s story
  • Rebuilding your finances – Kristen’s storyRebuilding your finances – Kristen’s story
  • Life Moment - Job LossLife Moment - Job Loss

Where are you up to?

How do I rebuild my finances?

If you’ve come out of a tough financial position and find yourself coping well, these articles will start you on the path to creating financial health for the future.

How to build better money habits

Getting ahead when there’s less money coming in can boil down to reducing your spending. Sounds simple? It can be. Find out some useful tips on how you can live on a reduced income. 

What do I need to create a healthy financial future? 

What do I need to create a healthy financial future? From prioritising your spending and debt reduction, to organizing how to save for the future, there are different strategies to make sure you’re getting the most out of your income and protecting yourself against speed bumps down the road.

Where do I find help to make my finances better?

The important thing is you don’t have to do it alone. There are many sources of help and the following information will help you to seek out the right advice.

Who do I talk to about my finances and where I’m up to?

Discussing and understanding your current financial position means finding the right person. Find out who to talk to about the outcomes you may be able to achieve.

Caring for yourself and your mental health during tough times

Looking after yourself in times of financial stress is extremely important to help you stay healthy and help you on the path to financial health as well. Remember, you are not alone and there are many people and organisations to talk with to help with your situation.

How do I build a healthy financial future?

Planning for a healthy financial future will safeguard you from any bumps in the road down the track. Here are some helpful steps.

Strategies to help you live on less

Find out how to effectively budget and live well on less money. It will also provide information on minimalist living and the benefits of cutting out unnecessary expenses like unused gym memberships.

Set yourself up for financial security

Getting back to the basics can have a huge impact on how you build your wealth in the future. The first step is to set up a successful savings plan to help you reach your goals sooner.

Why is an emergency fund important?

Having an emergency fund saved can help ease financial stress. See how much you should save and read our helpful tips on getting started.

What can I do to keep my business going?

Australian businesses have been keeping their heads above water throughout the crisis and while Jobkeeper has definitely helped, so has our Aussie resilience. Need help with your business? Here’s where to find useful advice.

Jobkeeper is over, what do I do now?

Jobkeeper has helped many businesses stay afloat. There are other government subsidies available and business strategies that can help you align your income with your expenses.

What are some strategies to help me respond and adapt?

This in-depth article looks at ways to assess the challenges business owners may face with the right thinking and tools.

Can you help me manage my business cashflow?

Yes. There are proven strategies that allow you to assess, analyse and manage cashflow and cost management.

Some tools to help you strengthen your financial health

Here are some practical tools that you can use to plan budgets, live within your means and start building (or rebuilding) your financial wellbeing. 

Sorting out your income and expenses

Eliminating unnecessary expense

Understand where all your hard-earned cash gets spent

Things you should know


This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness for the information to your own circumstances and, if necessary, seek appropriate professional advice.

© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714