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Personal Loan application - application type

A personal loan could help meet some of your financial needs. Whether it’s for home renovations, buying a car, funding a wedding – or something you’ve been waiting to do – there’s a range of loans available to you.

Unsecured personal loan
 An Unsecured Personal Loan could give you the funds to help you get what you've always wanted.  It’s called ‘unsecured’ because the loan doesn’t have any asset assigned as security (like your car would be if you had a car loan).

• You could borrow from $4000 to $50,000.
• You can use it to make large purchases, simplify your finances, or for just about anything - without having to dip into your savings.
• You can choose between weekly, fortnightly, or monthly repayments.
• A fixed rate means you’ll know what your repayments and loan end date will be.

Secured Car loan
If you’re looking for a new set of wheels, our car loan could help get you on the road sooner.  This loan’s available for a new car (or a used car that’s less than 7 years old) and the interest rate’s lower than our Unsecured Personal Loan as we use your car as security against the loan*. 

• You could borrow $10,000 - $100,000 for a new or used car (conditions apply).
• If you are approved for conditional approval you can search and buy with confidence– because you’ll know exactly what you can spend upfront.
• You can choose between weekly, fortnightly, or monthly repayments.
• A fixed rate means your repayments stay the same and you know the end date.

Flexi Loan
A reusable ‘line of credit’ facility could help you meet multiple expenses without needing to reapply. For instance, you could fund several small purchases towards your big home renovation project or a mix of different things on your wish list.

• Apply for a credit limit between $4,000 - $50,000
• You get a dedicated account where you can withdraw funds whenever you need them - without reapplying.
• You pay interest only on what you've used – not your whole credit limit.

For more information and to apply:

• Visit your nearest branch
• Call 1300 720 697 (8am - 8pm, 7 days a week)

Important Information

Credit criteria, fees, charges, terms and conditions apply.

This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.

*To qualify for a lower interest rate, the motor vehicle offered as security cannot be older than 7 years old at the time of application. The vehicle used as security must be registered under the applicant's name and made locally or imported by the manufacturer and all the lending criteria met. Please note that car loan applications have a two-step process, conditional approval then final approval after you have found your car. Conditional approval is valid for 30 days if the information provided can be verified. Conditional approval is not a loan offer or final approval. Before final approval is confirmed, we will ask you for further details including information about the car being offered as security. Before applying for a Car Loan you should read information provided in 'Before you apply' tab and 'Finalising your application' tab

Credit provided by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.