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| Key features | Low | High | Negotiator |
| Monthly plan fee | $6.50 | $15.00 | $0.00 |
| Monthly allowable transaction value2 | 75 free electronic transactions or 25 cheques or 15 branch transactions or a combination of electronic, cheque and/or branch transactions to suit your business |
321 free electronic transactions or 90 cheques or 45 branch transactions or a combination of electronic, cheque and/or branch transactions to suit your business |
Price on application |
| Interest payable | No | Yes | Yes |
| Line of credit option/ Westpac Business Overdraft | Yes | Yes | Yes |
Charge per transaction when monthly allowable transaction value is exceeded |
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| Electronic | $0.20 | $0.14 | Price on application |
| Cheque | $0.60 | $0.50 | Price on application |
| Branch | $1.00 | $1.00 | Price on application |
Account access options |
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| Cheque | |||
| Westpac Business Debit MasterCard®, Westpac Business Handycard, Westpac Handycard3 | |||
| Business Online (Internet Banking) |  |
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| Business Telephone Banking | |||
| BPAY® bill payments | |||
| Periodical Payments | |||
| Direct debits/credits | |||