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How to obtain a PDS or FSG

This page provides you with electronic access to the PDSs for financial products and services that are identified on this website and that are issued by Westpac Banking Corporation, product issuers within the Westpac Group of Companies and non related third party product issuers, together with electronic access to the FSGs for these companies.

Please note that some PDSs are not yet available and that some financial products, such as bank products and margin loans, are not required to have a PDS.

Other disclosure documents

In addition to PDSs and FSGs this website also contains other disclosure documents such as prospectuses, product information statements (PIS), annual reports and product offerings.

Online Investing

Westpac Securities Limited and Australian Investment Exchange Ltd FSG

Online Investing Terms and Conditions

Online Investing through Westpac Securities Limited ABN 39 087 924 221 AFSL 233723 is a service provided by Australian Investment Exchange Ltd ABN 71 076 515 930 AFSL 241400, a participant of the ASX Group.

Direct Entry

Westpac FSG

Direct Entry PDS

Bank Accounts

For accounts including Westpac Choice, Reward Saver, Cash Manager, Westpac eSaver, Term Deposit, Basic, Westpac 55+ and Retired and DIY Super please read the below Terms and Conditions

Deposit Accounts for Personal and Self Managed Superannuation Fund Customers - Terms and Conditions

Term Deposits for Personal Customers Term and Conditions

Westpac Debit Mastercard for Personal Customers Terms and Conditions

Westpac Emergency Cash and Westpac Cardless Cash - Terms and conditions

Westpac Tap and Pay - Terms and Conditions

Westpac Android Pay - Terms and Conditions

For personal accounts that are no longer available for sale including Westpac Choice eAccount, Westpac Passbook 55+ and Retired (previously Deeming Passbook), Passbook, Premium Saver, Personal Cheque, Westpac One, Westpac One Premium, Westpac One Basic, Classic Plus, Bonus Saver, Cash Management, Cash Management Account Investor Option and Max-i Direct read the Terms and Conditions for personal customers below.

Not for Sale Personal Accounts Terms and Conditions

Not for Sale Personal Accounts Interest Rates

Accounts opened in-stores

In-stores – Our Commitment to You

General Insurance

Westpac FSG

Credit Card Repayment Protection PDS

Personal Loan Protection PDS

Travel Insurance

Travel Insurance PDS

Home and Contents Insurance

Home and Contents Insurance Product Disclosure Statement (applicable to policies initially issued on or after 26 October 2015)

Home and Contents Insurance Product Disclosure Statement (applicable to current policies last renewed before 28 December 2015)

Home and Contents Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (applicable to current policies last renewed on or after 28 December 2015)

Landlord Insurance

Landlord Insurance Product Disclosure Statement (applicable to policies initially issued on or after 26 October 2015)

Landlord Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (applicable to policies last renewed before 28 December 2015)

Landlord Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (applicable to policies last renewed on or after 28 December 2015)

Home and Contents Insurance Key Facts Sheets (KFS)

Home Building Essential Care KFS

Home Contents Essential Care KFS

Home Building Quality Care KFS

Home Contents Quality Care KFS

Home Building Premier Care KFS

Home Contents Premier Care KFS

Car Insurance

Car Insurance Product Disclosure Statement (for New Business policies commencing from 20 November 2016 or renewals from 1st January 2017)

Prestige Motor Insurance Product Disclosure Statement (for New Business policies from 26 October 2015 to 19 November 2016)

Caravan & Trailer Insurance

Caravan and Trailer Insurance Product Disclosure Statement

Institutional Bank - Financial Markets

Westpac FSG

Foreign Exchange and Foreign Exchange Derivatives

Foreign Exchange Option

Non-Deliverable Option

Foreign Exchange Swap PDS

Foreign Exchange Transaction PDS

Flexi Forward Contract

Participating Forward Contract

Range Forward Contract

Smart Forward Contract

Knock-Out Smart Forward Contract PDS

Ratio Smart Forward Contract PDS

Bonus Forward Contract PDS

Window Smart Forward Contract PDS

Enhanced Forward Contract PDS

Non-Deliverable Forward Transactions PDS

Foreign Currency Accounts

Foreign Currency Account Terms & Conditions

Foreign Currency Term Deposit Product Disclosure Statement

Tailored Deposits

Range Accrual Deposit PDS

Coupon Select Deposits PDS

Inflation Linked Deposits PDS

CPI Plus Deposit PDS

Retirement Deposit PDS

Online Banking

Westpac FSG

Online Banking Terms and Conditions

BCPay PDS

Investment and Superannuation

Westpac FSG

BT Investor Choice Funds PDS including Westpac Cash Management Trust

FSG for BT Super for Life Trustee

BT Super for Life PDS

BT Super for Life Additional Information

Flexible Income Plan PDS

Westpac Guaranteed Income Plan PDS

Westpac Guaranteed Income Plan Policy Document

Periodical Payments

Westpac FSG

Periodical Payments Terms and Conditions

Life and income insurance

FSG for BT Super for Life Trustee

BT Super for Life PDS

Westpac FSG

Westpac Protection Plans PDS

For Term Life, Term Life as Superannuation, Living Insurance, Income Protection, Income Protection Plus, TPD Insurance and Business Overheads insurance.

Westpac Protection Plans for Mortgage Customers Product Disclosure Statement

Privacy Statement

Telephone Banking

Westpac FSG

Personal Telephone Banking Terms and Conditions

Foreign language Financial Services Guides

Our foreign language Financial Services Guides are currently being updated.

Things you should know

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