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How to obtain a PDS or FSG

This page provides you with electronic access to the PDSs for financial products and services that are identified on this website and that are issued by Westpac Banking Corporation, product issuers within the Westpac Group of Companies and non related third party product issuers, together with electronic access to the FSGs for these companies.

Please note that some PDSs are not yet available and that some financial products, such as bank products and margin loans, are not required to have a PDS.

Other disclosure documents

In addition to PDSs and FSGs this website also contains other disclosure documents such as prospectuses, product information statements (PIS), annual reports and product offerings.

Online Investing

Westpac Securities Limited and Australian Investment Exchange Ltd FSG

Online Investing Terms and Conditions

Online Investing through Westpac Securities Limited ABN 39 087 924 221 AFSL 233723 is a service provided by Australian Investment Exchange Ltd ABN 71 076 515 930 AFSL 241400, a participant of the ASX Group. 

Corporate Online

Westpac FSG (PDF 600KB)

Corporate Online Terms and Conditions (PDF 203KB)

Corporate Online Fees and Charges (PDF 70KB)

Direct Entry

Westpac FSG (PDF 103KB)

Direct Entry PDS (PDF 477KB)

Business Accounts

Currently available for sale

Deposit Accounts for Business Customers Terms and Conditions (PDF 955KB)

Westpac Business Debit MasterCard Terms and Conditions (PDF 2MB)

Term Deposits for Business Customers Terms and Conditions (PDF 109KB)

No longer available for sale

Deposit Accounts for Business Customers (No longer available for sale) Terms and Conditions (PDF 382KB)

Business Value Bundle

No longer available for sale

Business Value Bundle Terms and Conditions (PDF 581KB)

Merchant Services

Merchant Services Terms and Conditions (PDF 264KB)

General Insurance 

Westpac FSG (PDF 103KB)

Credit Card Repayment Protection PDS (PDF 123KB)

Institutional Bank - Financial Markets

Westpac FSG (PDF 103KB)

Westpac Privacy Statement (PDF 45KB)

Dodd Frank Disclosure Documents- General Disclosures

General Disclosure Statement (PDF 381KB)

Interest rate Derivatives Disclosures Annex (PDF 115KB)

FX Derivatives Disclosure Annex (PDF 73KB)

Equity Derivatives Disclosures Annes (PDF 164KB)

Credit Derivatives Disclosure Annex (PDF 275KB)

Commodity Derivatives Disclosure Annex (PDF 147KB)

Asset Backed Securities Disclosure Annex (PDF 71KB)

Dodd Frank Disclosure Documents - Static Material Economic Terms

Cross Currency Swaps (PDF 26KB)


Swaptions (PDF 25KB)

Interest Rate Swaps (PDF 25KB)

Interest Rate Options (PDF 24KB)

FX Non-Deliverable Forwards (PDF 33KB)

Credit Default Swaps

Daily Mark

Daily Mark Generic Disclosure (PDF 208KB)

Pre Trade Mid-Market Mark

Pre Trade Mid Disclosure (PDF 23KB)

Foreign Exchange and Foreign Exchange Derivatives

Foreign Exchange Option (PDF 542KB)

Non-Deliverable Option (PDF 590KB)

Foreign Exchange Swap PDS (PDF 101KB)

Foreign Exchange Transaction PDS (PDF 749KB)

Flexi Forward Contract (PDF 544KB)

Participating Forward Contract (PDF 540KB)

Range Forward Contract (PDF 454KB)

Smart Forward Contract (PDF 547KB)

Knock Out Smart Forward Contract PDS (PDF 557KB)

Ratio Smart Forward Contract PDS (PDF 467KB)

Bonus Forward Contract PDS (PDF 536KB)

Window Smart Forward Contract PDS (PDF 600KB)

Enhanced Forward Contract PDS (PDF 624KB)

Non-Deliverable Forward Transactions PDS (PDF 179KB)

Ladder Forward Contract (PDF 558KB)

Reset Forward Contract (PDF 565KB)

Target Forward Contract (PDF 546KB)

Foreign Currency Accounts

Foreign Currency Account Terms & Conditions (PDF 132KB)

Foreign Currency Term Deposit Product Disclosure Statement (PDF 152KB)

Commodity Derivatives

Agricultural Swap Contract PDS (PDF 623KB)

Agricultural Options PDS (PDF 208KB)

Energy Swaps PDS (PDF 841KB)

Energy Options PDS (PDF 227KB)

Base Metal Swaps PDS (PDF 668KB)

Base Metal Options PDS (PDF 352KB)

Interest Rate Derivatives

Callable Swaps PIS (PDF 247KB)

Interest Rate Cap PIS (PDF 179KB)

Interest Rate Collar PIS (PDF 180KB)

Interest Rate Swap PIS (PDF 319KB)

Swaption PIS (PDF 225KB)

Tailored Deposits

Range Accrual Deposit PDS (PDF 886KB)

Coupon Select Deposits PDS (PDF 1MB)

Inflation Linked Deposits PDS (PDF 830KB)

CPI Plus Deposit PDS (PDF 884KB)

Institutional Bank - Transactional Banking

Westpac FSG (PDF 103KB)

Corporate Transactional Accounts PDS (PDF 1MB)

Online Banking

Westpac FSG (PDF 103KB)

Online Banking Terms and Conditions (PDF 200KB)



Westpac FSG (PDF 103KB)

Listpay PDS (PDF 75KB)


Westpac FSG (PDF 103KB)


Periodical Payments

Westpac FSG (PDF 103KB)

Periodical Payments Terms and Conditions (PDF 96KB)

Life and income insurance

FSG for BT Super for Life Trustee (PDF 292KB)

BT Super for Life PDS (PDF 1MB)

Westpac FSG (PDF 103KB)

Westpac Protection Plans PDS (PDF 579KB)

For Term Life, Term Life as Superannuation, Living Insurance, Income Protection, Income Protection Plus, TPD Insurance and Business Overheads insurance.

Westpac Protection Plans for Mortgage Customers Product Disclosure Statement (PDF 156KB)

Telephone Banking

Westpac FSG (PDF 103KB)

Business Telephone Banking Terms and Conditions (PDF 91KB)

Foreign language Financial Services Guides

Our foreign language Financial Services Guides are currently being updated.

Things you should know

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