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Business customers' disclosure documents

This page contains links to Westpac's disclosure documents for business customers.

How to obtain a PDS or FSG

This page provides you with electronic access to the PDSs for financial products and services that are identified on this website and that are issued by Westpac Banking Corporation, product issuers within the Westpac Group of Companies and non related third party product issuers, together with electronic access to the FSGs for these companies.

Please note that some PDSs are not yet available and that some financial products, such as bank products and margin loans, are not required to have a PDS.

Other disclosure documents

In addition to PDSs and FSGs this website also contains other disclosure documents such as prospectuses, product information statements (PIS), annual reports and product offerings.

Online Investing

Westpac Securities Limited and Australian Investment Exchange Ltd FSG

Online Investing Terms and Conditions

Online Investing through Westpac Securities Limited ABN 39 087 924 221 AFSL 233723 is a service provided by Australian Investment Exchange Ltd ABN 71 076 515 930 AFSL 241400, a participant of the ASX Group. 

Corporate Online

Westpac FSG (PDF 101KB)

Corporate Online Terms and Conditions (PDF 1MB)

Corporate Online Fees and Charges (PDF 1MB)

Direct Entry

Westpac FSG (PDF 101KB)

Direct Entry PDS (PDF 101KB)

Business Accounts

Currently available for sale

Deposit Accounts for Business Customers Terms and Conditions (PDF 368KB)

Westpac Business Debit Mastercard Terms and Conditions (PDF 2MB)

Term Deposits for Business Customers Terms and Conditions (PDF 110KB)


No longer available for sale

Deposit Accounts for Business Customers (No longer available for sale) Terms and Conditions (PDF 9MB)

Business Value Bundle Terms and Conditions (PDF 581KB)

MyBusiness Solutions Terms and Conditions (PDF 193KB)

Merchant Services

Merchant Services Terms and Conditions (PDF 239KB)

General Insurance 

Westpac FSG (PDF 101KB)

Credit Card Repayment Protection PDS (PDF 209KB)

Institutional Bank - Financial Markets

Westpac FSG (PDF 101KB)

Westpac Privacy Statement (PDF 45KB)

Global Order Execution Policy Disclosure (PDF 115KB)

Dodd Frank Disclosure Documents- General Disclosures

Dodd Frank Disclosures, including General Disclosures, Material Economic Terms, Margin Self Disclosure Letters and Daily Mark information can be found here.

Foreign Exchange and Foreign Exchange Derivatives

Foreign Exchange Option (PDF 494KB)

Non-Deliverable Option (PDF 416KB)

Foreign Exchange Swap PDS (PDF 424KB)

Foreign Exchange Transaction PDS (PDF 424KB)

Flexi Forward Contract (PDF 401KB)

Participating Forward Contract (PDF 414KB)

Range Forward Contract (PDF 410KB)

Smart Forward Contract (PDF 414KB)

Knock Out Smart Forward Contract PDS (PDF 409KB)

Ratio Smart Forward Contract PDS (PDF 413KB)

Bonus Forward Contract PDS (PDF 401KB)

Window Smart Forward Contract PDS (PDF 350KB)

Enhanced Forward Contract PDS (PDF 401KB)

Non-Deliverable Forward Transactions PDS (PDF 179KB)

Ladder Forward Contract (PDF 404KB)

Reset Forward Contract (PDF 417KB)

Target Forward Contract (PDF 542KB)

Foreign Currency Accounts

Foreign Currency Account Terms & Conditions (PDF 167KB)

Foreign Currency Term Deposit Product Disclosure Statement (PDF 2MB)


Commodity Derivatives

Agricultural Swap Contract PDS (PDF 623KB)

Agricultural Options PDS (PDF 208KB)

Energy Swaps PDS (PDF 841KB)

Energy Options PDS (PDF 227KB)

Base Metal Swaps PDS (PDF 668KB)

Base Metal Options PDS (PDF 352KB)

Interest Rate Derivatives

Callable Swaps PIS (PDF 247KB)

Interest Rate Cap PIS (PDF 179KB)

Interest Rate Collar PIS (PDF 180KB)

Interest Rate Swap PIS (PDF 319KB)

Swaption PIS (PDF 225KB)

Tailored Deposits

Range Accrual Deposit PDS (PDF 6MB)

Coupon Select Deposits PDS (PDF 297KB)

Inflation Linked Deposits PDS (PDF 316KB)

CPI Plus Deposit PDS (PDF 210KB)

Institutional Bank - Transactional Banking

Westpac FSG (PDF 101KB)

Corporate Transactional Accounts PDS (PDF 289KB)

Online Banking

Westpac FSG (PDF 101KB)

Online Banking Terms and Conditions (PDF 296KB)

Periodical Payments

Westpac FSG (PDF 101KB)

Periodical Payments Terms and Conditions (PDF 33KB)

Superannuation

FSG for BT Super for Life Trustee

BT Super for Life PDS

BT Super for Life Additional Information

Life and income insurance

Westpac FSG (PDF 101KB)

Westpac Protection Plans PDS (PDF 1MB)

For Term Life, Term Life as Superannuation, Living Insurance, Income Protection, Income Protection Plus, TPD Insurance and Business Overheads insurance.

Westpac Protection Plans for Mortgage Customers Product Disclosure Statement (PDF 156KB)

Telephone Banking

Westpac FSG (PDF 101KB)

Business Telephone Banking Terms and Conditions (PDF 140KB)

Foreign language Financial Services Guides

Our foreign language Financial Services Guides are currently being updated.

Things you should know

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