Business customers' disclosure documents
This page contains links to Westpac's disclosure documents for business customers.
How to obtain a PDS or FSG
This page provides you with electronic access to the PDSs for financial products and services that are identified on this website and that are issued by Westpac Banking Corporation, product issuers within the Westpac Group of Companies and non related third party product issuers, together with electronic access to the FSGs for these companies.
Please note that some PDSs are not yet available and that some financial products, such as bank products and margin loans, are not required to have a PDS.
Other disclosure documents
In addition to PDSs and FSGs this website also contains other disclosure documents such as prospectuses, product information statements (PIS), annual reports and product offerings.
Online Investing
Westpac Securities Limited and Australian Investment Exchange Ltd FSG
Online Investing Terms and Conditions
Online Investing through Westpac Securities Limited ABN 39 087 924 221 AFSL 233723 is a service provided by Australian Investment Exchange Ltd ABN 71 076 515 930 AFSL 241400, a participant of the ASX Group.
Corporate Online
Corporate Online Terms and Conditions (PDF 252KB)
Corporate Online Fees and Charges (PDF 48KB)
Direct Entry
Business Accounts
Currently available for sale
Deposit Accounts for Business Customers Terms and Conditions (PDF 339KB)
Westpac Business Debit Mastercard Terms and Conditions (PDF 2MB)
Term Deposits for Business Customers Terms and Conditions (PDF 110KB)
No longer available for sale
Business Value Bundle Terms and Conditions (PDF 581KB)
MyBusiness Solutions Terms and Conditions (PDF 193KB)
Merchant Services
Merchant Services Terms and Conditions (PDF 252KB)
General Insurance
Credit Card Repayment Protection PDS (PDF 202KB)
Institutional Bank - Financial Markets
Westpac Privacy Statement (PDF 45KB)
Dodd Frank Disclosure Documents- General Disclosures
General Disclosure Statement (PDF 381KB)
Interest rate Derivatives Disclosures Annex (PDF 115KB)
FX Derivatives Disclosure Annex (PDF 73KB)
Equity Derivatives Disclosures Annes (PDF 164KB)
Credit Derivatives Disclosure Annex (PDF 275KB)
Commodity Derivatives Disclosure Annex (PDF 147KB)
Asset Backed Securities Disclosure Annex (PDF 71KB)
Dodd Frank Disclosure Documents - Static Material Economic Terms
Cross Currency Swaps (PDF 26KB)
Interest Rate Swaps (PDF 25KB)
Interest Rate Options (PDF 24KB)
FX Non-Deliverable Forwards (PDF 33KB)
Margin – Self Disclosure Letter
Regulatory Margin Self-Disclosure Letter - ISDA full form (PDF 2MB)
Regulatory Margin Self-Disclosure Letter - Australian Module (PDF 2MB)
Daily Mark
Daily Mark Generic Disclosure (PDF 208KB)
Pre Trade Mid-Market Mark
Pre Trade Mid Disclosure (PDF 23KB)
Foreign Exchange and Foreign Exchange Derivatives
Foreign Exchange Option (PDF 542KB)
Non-Deliverable Option (PDF 590KB)
Foreign Exchange Swap PDS (PDF 101KB)
Foreign Exchange Transaction PDS (PDF 749KB)
Flexi Forward Contract (PDF 544KB)
Participating Forward Contract (PDF 540KB)
Range Forward Contract (PDF 454KB)
Smart Forward Contract (PDF 547KB)
Knock Out Smart Forward Contract PDS (PDF 557KB)
Ratio Smart Forward Contract PDS (PDF 467KB)
Bonus Forward Contract PDS (PDF 536KB)
Window Smart Forward Contract PDS (PDF 600KB)
Enhanced Forward Contract PDS (PDF 624KB)
Non-Deliverable Forward Transactions PDS (PDF 179KB)
Ladder Forward Contract (PDF 558KB)
Reset Forward Contract (PDF 565KB)
Target Forward Contract (PDF 546KB)
Foreign Currency Accounts
Foreign Currency Account Terms & Conditions (PDF 91KB)
Foreign Currency Term Deposit Product Disclosure Statement (PDF 2MB)
Commodity Derivatives
Agricultural Swap Contract PDS (PDF 623KB)
Agricultural Options PDS (PDF 208KB)
Energy Options PDS (PDF 227KB)
Base Metal Swaps PDS (PDF 668KB)
Base Metal Options PDS (PDF 352KB)
Interest Rate Derivatives
Callable Swaps PIS (PDF 247KB)
Interest Rate Cap PIS (PDF 179KB)
Interest Rate Collar PIS (PDF 180KB)
Interest Rate Swap PIS (PDF 319KB)
Tailored Deposits
Range Accrual Deposit PDS (PDF 290KB)
Coupon Select Deposits PDS (PDF 297KB)
Inflation Linked Deposits PDS (PDF 316KB)
CPI Plus Deposit PDS (PDF 210KB)
Institutional Bank - Transactional Banking
Corporate Transactional Accounts PDS (PDF 1MB)
Online Banking
Online Banking Terms and Conditions (PDF 237KB)
Listpay
BCPay
Periodical Payments
Periodical Payments Terms and Conditions (PDF 33KB)
Superannuation
FSG for BT Super for Life Trustee
BT Super for Life Additional Information
Life and income insurance
Westpac Protection Plans PDS (PDF 1MB)
For Term Life, Term Life as Superannuation, Living Insurance, Income Protection, Income Protection Plus, TPD Insurance and Business Overheads insurance.
Westpac Protection Plans for Mortgage Customers Product Disclosure Statement (PDF 156KB)
Telephone Banking
Business Telephone Banking Terms and Conditions (PDF 140KB)
Foreign language Financial Services Guides
Our foreign language Financial Services Guides are currently being updated.
Things you should know
To view PDF files you need Adobe Acrobat Reader. Use Adobe's online PDF conversion tools to convert to another format.
BPAY® is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.