Business customers' disclosure documents
This page contains links to Westpac's disclosure documents for business customers.
How to obtain a PDS or FSG
This page provides you with electronic access to the PDSs for financial products and services that are identified on this website and that are issued by Westpac Banking Corporation, product issuers within the Westpac Group of Companies and non related third party product issuers, together with electronic access to the FSGs for these companies.
Please note that some PDSs are not yet available and that some financial products, such as bank products and margin loans, are not required to have a PDS.
Other disclosure documents
In addition to PDSs and FSGs this website also contains other disclosure documents such as prospectuses, product information statements (PIS), annual reports and product offerings.
Online Investing
Westpac Securities Limited and Australian Investment Exchange Ltd FSG
Online Investing Terms and Conditions
Online Investing through Westpac Securities Limited ABN 39 087 924 221 AFSL 233723 is a service provided by Australian Investment Exchange Ltd ABN 71 076 515 930 AFSL 241400, a participant of the ASX Group.
Corporate Online
Corporate Online Terms and Conditions (PDF 255KB)
Corporate Online Fees and Charges (PDF 1MB)
Direct Entry
Business Accounts
Currently available for sale
Deposit Accounts for Business Customers Terms and Conditions (PDF 384KB)
Westpac Business Debit Mastercard Terms and Conditions (PDF 139KB)
Term Deposits for Business Customers Terms and Conditions (PDF 3MB)
No longer available for sale
Business Value Bundle Terms and Conditions (PDF 581KB)
MyBusiness Solutions Terms and Conditions (PDF 193KB)
PayID
PayID Terms and Conditions (PDF 1MB)
Merchant Services
Merchant Services Terms and Conditions (PDF 331KB)
General Insurance
Credit Card Repayment Protection PDS (PDF 209KB)
Institutional Bank - Financial Markets
Westpac Privacy Statement (PDF 45KB)
Global Order Execution Policy Disclosure (PDF 99KB)
Dodd Frank Disclosure Documents- General Disclosures
Dodd Frank Disclosures, including General Disclosures, Material Economic Terms, Margin Self Disclosure Letters and Daily Mark information can be found here.
Margin – Self Disclosure Letter
Regulatory Margin Self-Disclosure Letter - ISDA full form (PDF 2MB)
Regulatory Margin Self-Disclosure Letter - Australian Supplement (PDF 618KB)
Regulatory Margin Self-Disclosure Letter - Hong Kong Supplement (PDF 745KB)
Regulatory Margin Self-Disclosure Letter - Singapore Supplement (PDF 611KB)
IBOR Disclosures (including LIBOR)
Certain interest rate benchmarks are subject to ongoing international and other regulatory guidance and proposals for reform (Reforms).
The interest rate benchmarks which are the current subject of Reforms include U.S dollar LIBOR, British pound sterling LIBOR, Swiss Franc LIBOR, Japanese Yen TIBOR, Japanese Yen LIBOR, EUR LIBOR, EURIBOR and Euroyen TIBOR (IBORS).
Any change in the performance of an IBOR benchmark or its discontinuation could have a material adverse effect which may materially impact the economics of transactions that have a nexus with IBOR benchmarks.
Disclosure relating to the potential discontinuation of Interbank Offered Rates (including LIBOR) can be accessed using the pdf link below.
Foreign Exchange and Foreign Exchange Derivatives
Foreign Exchange Option (PDF 483KB)
Non-Deliverable Option (PDF 411KB)
Foreign Exchange Swap PDS (PDF 273KB)
Foreign Exchange Transaction PDS (PDF 417KB)
Flexi Forward Contract (PDF 398KB)
Participating Forward Contract (PDF 405KB)
Range Forward Contract (PDF 403KB)
Smart Forward Contract (PDF 405KB)
Knock Out Smart Forward Contract PDS (PDF 403KB)
Ratio Smart Forward Contract PDS (PDF 408KB)
Bonus Forward Contract PDS (PDF 397KB)
Window Smart Forward Contract PDS (PDF 418KB)
Enhanced Forward Contract PDS (PDF 397KB)
Non-Deliverable Forward Transactions PDS (PDF 415KB)
Ladder Forward Contract (PDF 401KB)
Reset Forward Contract (PDF 412KB)
Target Forward Contract (PDF 527KB)
Foreign Currency Accounts
Foreign Currency Account Terms & Conditions (PDF 158KB)
Foreign Currency Term Deposit Product Disclosure Statement (PDF 118KB)
Institutional Bank - Transactional Banking
Corporate Transactional Accounts PDS (PDF 310KB)
Online Banking
Online Banking Terms and Conditions (PDF 1MB)
Periodical Payments
Periodical Payments Terms and Conditions (PDF 33KB)
Superannuation
FSG for BT Super for Life Trustee
BT Super for Life Additional Information
Life and income insurance
For Term Life, Term Life as Superannuation, Living Insurance, Income Protection, Income Protection Plus, TPD Insurance and Business Overheads insurance.
Telephone Banking
Business Telephone Banking Terms and Conditions (PDF 2MB)
Foreign language Financial Services Guides
Our foreign language Financial Services Guides are currently being updated.
Things you should know
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