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Business customers' disclosure documents

This page contains links to Westpac's disclosure documents for business customers.

How to obtain a PDS or FSG

This page provides you with electronic access to the PDSs for financial products and services that are identified on this website and that are issued by Westpac Banking Corporation, product issuers within the Westpac Group of Companies and non related third party product issuers, together with electronic access to the FSGs for these companies.

Please note that some PDSs are not yet available and that some financial products, such as bank products and margin loans, are not required to have a PDS.

Other disclosure documents

In addition to PDSs and FSGs this website also contains other disclosure documents such as prospectuses, product information statements (PIS), annual reports and product offerings.

Online Investing

Westpac Securities Limited and Australian Investment Exchange Ltd FSG

Online Investing Terms and Conditions

Online Investing through Westpac Securities Limited ABN 39 087 924 221 AFSL 233723 is a service provided by Australian Investment Exchange Ltd ABN 71 076 515 930 AFSL 241400, a participant of the ASX Group. 

Corporate Online

Westpac FSG (PDF 85KB)

Corporate Online Terms and Conditions (PDF 1MB)

Corporate Online Fees and Charges (PDF 1MB)

Commercial Cards

Corporate and Purchasing Cards Conditions of Use (PDF 167KB)

Virtual Purchasing Card Conditions (PDF 115KB)

Direct Entry

Westpac FSG (PDF 85KB)

Direct Entry PDS (PDF 128KB)

Business Accounts

Currently available for sale

Deposit Accounts for Business Customers Terms and Conditions (PDF 489KB)

Westpac Business Debit Mastercard Terms and Conditions (PDF 145KB)

Term Deposits for Business Customers Terms and Conditions (PDF 202KB)

No longer available for sale

Deposit Accounts for Business Customers (No longer available for sale) Terms and Conditions (PDF 471KB)

Business Value Bundle Terms and Conditions (PDF 581KB)

MyBusiness Solutions Terms and Conditions (PDF 193KB)


PayID Terms and Conditions (PDF 62KB)

Merchant Services

Merchant Services Terms and Conditions (PDF 377KB)

General Insurance 

Westpac FSG (PDF 85KB)

Credit Card Repayment Protection PDS (PDF 209KB)

Institutional Bank - Financial Markets

Westpac FSG (PDF 85KB)

Westpac Privacy Statement (PDF 45KB)

Global Order Execution Policy Disclosure (PDF 99KB)

Westpac's Last Look Disclosure (PDF 95KB)

Allocations in bond offerings (PDF 126KB)  

Dodd Frank Disclosure Documents- General Disclosures

Dodd Frank Disclosures, including General Disclosures, Material Economic Terms, Margin Self Disclosure Letters and Daily Mark information can be found here.

Margin – Self Disclosure Letter

Regulatory Margin Self-Disclosure Letter - ISDA full form (PDF 2MB)

Regulatory Margin Self-Disclosure Letter - Australian Supplement (PDF 618KB)

Regulatory Margin Self-Disclosure Letter - Hong Kong Supplement (PDF 745KB)

Regulatory Margin Self-Disclosure Letter - Singapore Supplement (PDF 611KB)

IBOR Disclosures (including LIBOR)

Certain interest rate benchmarks are subject to ongoing international and other regulatory guidance and proposals for reform (Reforms).

The interest rate benchmarks which are the current subject of Reforms include U.S dollar LIBOR, British pound sterling LIBOR, Swiss Franc LIBOR, Japanese Yen TIBOR, Japanese Yen LIBOR, EUR LIBOR, EURIBOR and Euroyen TIBOR (IBORS).

Any change in the performance of an IBOR benchmark or its discontinuation could have a material adverse effect which may materially impact the economics of transactions that have a nexus with IBOR benchmarks.

Disclosure relating to the potential discontinuation of Interbank Offered Rates (including LIBOR) can be accessed using the pdf link below.

IBOR Disclosures (PDF 334KB)

IBOR Transition Loans Disclosure Statement (PDF 1MB)

IBOR Transition Derivatives Disclosure Statement  (PDF 1MB)


Foreign Exchange and Foreign Exchange Derivatives

Foreign Exchange Option (PDF 483KB)

Non-Deliverable Option (PDF 411KB)

Foreign Exchange Swap PDS (PDF 273KB)

Foreign Exchange Transaction PDS (PDF 417KB)

Flexi Forward Contract (PDF 398KB)

Participating Forward Contract (PDF 405KB)

Range Forward Contract (PDF 403KB)

Non-Deliverable Forward Transactions PDS (PDF 415KB)

Foreign Currency Accounts

Foreign Currency Account Terms & Conditions (PDF 3MB)

Foreign Currency Term Deposit Product Disclosure Statement (PDF 1MB)

Institutional Bank - Transactional Banking

Westpac FSG (PDF 85KB)

Corporate Transactional Accounts PDS (PDF 310KB)

Online Banking

Westpac FSG (PDF 85KB)

Online Banking Terms and Conditions (PDF 1MB)

Periodical Payments

Westpac FSG (PDF 85KB)

Periodical Payments Terms and Conditions (PDF 33KB)


FSG for BT Super for Life Trustee

BT Super for Life PDS

BT Super for Life Additional Information

Life and income insurance

Westpac FSG (PDF 85KB)

BT Protection Plans (PDF 1MB)

For Term Life, Term Life as Superannuation, Living Insurance, Income Protection, Income Protection Plus, TPD Insurance and Business Overheads insurance.

Telephone Banking

Westpac FSG (PDF 85KB)

Business Telephone Banking Terms and Conditions (PDF 142KB)

Foreign language Financial Services Guides

Our foreign language Financial Services Guides are currently being updated.

Things you should know

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