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Business customers' disclosure documents

This page contains links to Westpac's disclosure documents for business customers.

How to obtain a PDS or FSG

This page provides you with electronic access to the PDSs for financial products and services that are identified on this website and that are issued by Westpac Banking Corporation, product issuers within the Westpac Group of Companies and non related third party product issuers, together with electronic access to the FSGs for these companies.

Please note that some PDSs are not yet available and that some financial products, such as bank products and margin loans, are not required to have a PDS.

Other disclosure documents

In addition to PDSs and FSGs this website also contains other disclosure documents such as prospectuses, product information statements (PIS), annual reports and product offerings.

Dodd Frank Disclosure Documents- General Disclosures

Dodd Frank Disclosures, including General Disclosures, Material Economic Terms, Margin Self Disclosure Letters and Daily Mark information can be found here.

Foreign language Financial Services Guides

Our foreign language Financial Services Guides are currently being updated.

General Insurance 

Westpac FSG (PDF 66KB)

IBOR Disclosures (including LIBOR)

Certain interest rate benchmarks are subject to ongoing international and other regulatory guidance and proposals for reform (Reforms).

The interest rate benchmarks which are the current subject of Reforms include U.S dollar LIBOR, British pound sterling LIBOR, Swiss Franc LIBOR, Japanese Yen TIBOR, Japanese Yen LIBOR, EUR LIBOR, EURIBOR and Euroyen TIBOR (IBORS).

Any change in the performance of an IBOR benchmark or its discontinuation could have a material adverse effect which may materially impact the economics of transactions that have a nexus with IBOR benchmarks.

Disclosure relating to the potential discontinuation of Interbank Offered Rates (including LIBOR) can be accessed using the pdf link below.

IBOR Transition Loans Disclosure Statement (PDF 35KB)

IBOR Transition Derivatives Disclosure Statement  (PDF 36KB)

IBOR Floating Rates Notice Disclosure Statement (PDF 33KB)

Life and income insurance

Westpac FSG (PDF 66KB)

BT Protection Plans (PDF)

For Term Life, Term Life as Superannuation, Living Insurance, Income Protection, Income Protection Plus, TPD Insurance and Business Overheads insurance.

A target market determination has been made for this product. Please visit for the target market determination.

Online Investing

Westpac Securities Limited and Australian Investment Exchange Ltd FSG

Online Investing Terms and Conditions

Online Investing through Westpac Securities Limited ABN 39 087 924 221 AFSL 233723 is a service provided by Australian Investment Exchange Ltd ABN 71 076 515 930 AFSL 241400, a participant of the ASX Group.

Things you should know

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