Business customers' disclosure documents
This page contains links to Westpac's disclosure documents for business customers.
How to obtain a PDS or FSG
This page provides you with electronic access to the PDSs for financial products and services that are identified on this website and that are issued by Westpac Banking Corporation, product issuers within the Westpac Group of Companies and non related third party product issuers, together with electronic access to the FSGs for these companies.
Please note that some PDSs are not yet available and that some financial products, such as bank products and margin loans, are not required to have a PDS.
Other disclosure documents
In addition to PDSs and FSGs this website also contains other disclosure documents such as prospectuses, product information statements (PIS), annual reports and product offerings.
Business Accounts
Currently available for sale
Deposit Accounts for Business Customers Terms and Conditions (PDF 11MB)
Westpac Business Debit Mastercard Terms and Conditions (PDF 423KB)
Term Deposits for Business Customers Terms and Conditions (PDF 166KB)
No longer available for sale
Corporate Online
Commercial Cards
Corporate and Purchasing Cards Conditions of Use (PDF 355KB)
Dodd Frank Disclosure Documents- General Disclosures
Dodd Frank Disclosures, including General Disclosures, Material Economic Terms, Margin Self Disclosure Letters and Daily Mark information can be found here.
Foreign Currency Accounts
Foreign Currency Account Terms & Conditions (PDF 291KB)
Foreign Currency Term Deposit Product Disclosure Statement (PDF 325KB)
Foreign Exchange and Foreign Exchange Derivatives
Foreign Exchange Option (PDF 136KB)
Foreign Exchange Swap PDS (PDF 171KB)
Foreign Exchange Transaction PDS (PDF 252KB)
Flexi Forward Contract (PDF 130KB)
Foreign language Financial Services Guides
Our foreign language Financial Services Guides are currently being updated.
General Insurance
IBOR Disclosures (including LIBOR)
Certain interest rate benchmarks are subject to ongoing international and other regulatory guidance and proposals for reform (Reforms).
The interest rate benchmarks which are the current subject of Reforms include U.S dollar LIBOR, British pound sterling LIBOR, Swiss Franc LIBOR, Japanese Yen TIBOR, Japanese Yen LIBOR, EUR LIBOR, EURIBOR and Euroyen TIBOR (IBORS).
Any change in the performance of an IBOR benchmark or its discontinuation could have a material adverse effect which may materially impact the economics of transactions that have a nexus with IBOR benchmarks.
Disclosure relating to the potential discontinuation of Interbank Offered Rates (including LIBOR) can be accessed using the pdf link below.
IBOR Transition Loans Disclosure Statement (PDF 35KB)
Institutional Bank - Financial Markets
Westpac Privacy Statement (PDF 45KB)
Global Order Execution Policy Disclosure (PDF 46KB)
Institutional Bank - Transactional Banking
Life and income insurance
BT Protection Plans (PDF)
For Term Life, Term Life as Superannuation, Living Insurance, Income Protection, Income Protection Plus, TPD Insurance and Business Overheads insurance.
A target market determination has been made for this product. Please visit www.westpac.com.au/tmd for the target market determination.
Margin – Self Disclosure Letter
Regulatory Margin Self-Disclosure Letter - ISDA full form (PDF 2MB)
Regulatory Margin Self-Disclosure Letter - Australian Supplement (PDF 618KB)
Regulatory Margin Self-Disclosure Letter - Hong Kong Supplement (PDF 745KB)
Regulatory Margin Self-Disclosure Letter - Singapore Supplement (PDF 611KB)
Merchant Services
Online Investing
Westpac Securities Limited and Australian Investment Exchange Ltd FSG
Online Investing Terms and Conditions
Online Investing through Westpac Securities Limited ABN 39 087 924 221 AFSL 233723 is a service provided by Australian Investment Exchange Ltd ABN 71 076 515 930 AFSL 241400, a participant of the ASX Group.
Superannuation
Things you should know
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