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Overview

Our premier credit card that provides access to a credit facility to make payments and perform transactions, and offers the ability to earn Velocity Points and receive travel related benefits.

The important numbers

The following standard credit card interest rates, annual card fees and credit limits apply for the new card:

• Minimum credit limit of $6,000
• Annual card fee of $295 and annual Altitude Velocity Rewards Program fee of $75
• Variable purchase rate of 20.99% p.a. and variable cash advance rate of 21.99% p.a.
• Earn 1.2 Velocity Points per $1 on international spend
• Earn 0.8 Velocity Points per $1 on everyday spend
• Earn 0.5 Velocity Points per $1 spend on all other purchases^[#]
• Once you spend $10,000 in a statement cycle, you will earn 0.25 Velocity Points per $1 on further eligible purchases.^[#]

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Offer

Get up to 150,000 bonus Velocity Points

Get up to 150,000 bonus Velocity Points^[#] — 90,000 Velocity Points in year 1 if you spend $6k+ on eligible purchases^[#] within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases^[#] within 90 days of card anniversary in year 2.

_{Offer not available if you’ve held an Altitude Platinum or Altitude Black card with Altitude Rewards, Qantas or Velocity in the last 24 months. New cards only. T&Cs apply.}

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Eligibility and what you'll need

You must be

• Aged 18 or over AND

• Live at a fixed Australian address AND

• Receive a regular and verifiable Australian taxable income AND

• Meet ONE of the following three requirements

  • Be an Australian or New Zealand citizen OR
  • Be an Australian permanent resident OR
  • Hold a valid temporary residence visa with a minimum of 1 year before expiry. See eligible Australian visa

You'll need to provide

• Proof of income
• Current debts and expenses

Two of these ID documents

• Passport
• Australian drivers' license
• Medicare card
• Australian birth certificate