Welcome to your Altitude Platinum card
Here you can access terms and conditions and find out how to get set up with your new card.
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From 30 September 2026, we're making changes to some Westpac Credit Card fees and rates, including updates to the Rewards Points program. Find out more
From 1 October 2026, we’re making changes to the Westpac Credit Cards Complimentary Insurance Policy. Find out more
Important notice
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Important documents to keep handy
You can call us on 1300 651 089 at any time to request paper copies of your documents.
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Credit Card Terms and Conditions
Together with your Financial Table, the following document forms the credit contract for your card. It's important that you read it carefully, download, save and print a copy for your records:
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Additional Card Benefits
Your card also comes with additional benefits. You can access the terms and conditions for these benefits at:
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Other important information
You should also ensure you're familiar with the following:
Westpac Financial Services Guide, Credit Information and Privacy Statement
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Getting set up
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Activate your Digital Card
Don't wait for the plastic. Access your digital card via the Westpac App to start shopping online.
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Activate Digital Card
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Activate your physical card
Learn how to activate your card via Online Banking or the Westpac App, then set up a PIN while you’re there.
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Activate now
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Control your card from the app
Download the Westpac App to get started. Access card management tools via the Cards Hub. Think card activation, locking and unlocking, changing your PIN and more.
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Pay with your mobile or wearable
Add your card to your digital wallet or wearables to make secure, contactless payments on the go.
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Find out more
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Find information on managing your card account, making repayments and helpful FAQs. You can also read about our range of security features and services, such as fraud prevention technology and secure Online Banking, to ensure your accounts remain secure. Manage your credit card here.
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Talk with us
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Call 1300 859 100
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