Fees and interest
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From 30 September 2026, we're making changes to some Westpac Credit Card fees and rates, including updates to the Rewards Points program. Find out more
From 1 October 2026, we’re making changes to the Westpac Credit Cards Complimentary Insurance Policy. Find out more
Important notice
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Minimising fees and charges
It’s great to enjoy the flexibility and freedom offered by our range of credit cards, but they do come with fees. The good news is that with some simple steps, you can easily minimise or even avoid them all together.
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Find out more
Understanding interest
The more you know about how interest is charged on your credit card, the better position you'll be to keep it to a minimum.
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Find out more