Encourage employees to plan for retirement
Provide your staff with a superannuation plan that will optimise their:
- Payout on retirement
- Investment opportunities both en route to retirement and after retirement.
Choosing the right fund(s) and helping with individual member choice
With the implementation of Choice of Fund legislation, we can help educate staff about their choices1 and ensure they are comfortable with the options available through the BT Lifetime Super – Employer Plan.
For long term employees approaching long service or retirement, use our tax-effective funding vehicle and the opportunity to consult with our Financial Planners2 on ways to maximise their payout and invest it wisely.
Access to personalised, professional advice
You can extend employee incentives to include value-added facilities such as personal consultations for relevant times in your employees' working life. These include salary sacrifice strategies, investing an inheritance, redundancy and retirement.
Super can provide flexible insurance options
Super isn't just for retirement. Using the BT Lifetime Super – Employer Plan your employees can plan for protection against contingencies or situations that may occur before retirement which could potentially create financial hardship for them.
The key protection areas are death, total and permanent disability, and salary continuance insurance.
Arrange an appointment to discuss the choices available with one of our financial planners.
Things you should know
1. There may be limited circumstances where your employer is not required to accept your Super Choice nomination, for example, if you have already exercised Super Choice in the last 12 months.
2. Westpac Financial Planners are representatives of Westpac Banking Corporation, AFSL No 233714.
BT Funds Management Limited ABN 63 002 916 458 is the trustee of the BT Lifetime Super Employer Plan and is the issuer of interests in the Fund. A Product Disclosure Statement (PDS) is available for the Fund and can be obtained by calling 132 135, downloading the , or visiting a BT Investor Centre. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in the Fund.
Investments in BT Lifetime Super Employer Plan are not deposits or other liabilities of the Bank or any other member of the Westpac Group. They are subject to investment risk, including possible delays in repayment and loss of income and principal invested. Neither the Bank nor any other member of the Westpac Group guarantees the capital value or performance of these investments or the assets of BT Lifetime Super Employer Plan except as specified in the information brochure.
You can download the or obtain a copy by calling 1300 553 010, visiting www.bt.com.au or from any Westpac branch.