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Starting a business

Becoming your own boss is the chance to create a new working future. It’s the opportunity to take control of your working life, do something you feel passionate about and build new financial possibilities.

It’s also about challenge, determination, hard work and persistence. If you’re thinking about, or are already in the process of launching a business, then you might need some support and information to help you reach your business goals.


What do I need to start?

The first steps are the biggest and you need to lay the foundation for success and understand the importance of choosing the right business structure, registering for an ABN, writing a business plan, setting up a website and putting your accounting in place.

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Funding for my business

It pays to be across the costs of setting up your business from the start. You’ll need to know what sorts of up-front costs you’ll face, especially if they involve new vehicles, machinery or equipment. There are also different financial solutions to consider.

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Managing the money

Cash is the lifeblood of business and it needs to flow effortlessly and efficiently in and out of your business. It also has to be easy for customers and suppliers to work with you and for you to take the financial pulse at any time.

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Discover business product offers.

Latest business offers & featured products all in one place

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Deposit Accounts for Business Customers Terms and Conditions (PDF 514kb) (PDF 286KB)

To be eligible to apply for Business One – Low Plan, your business must be registered in Australia.

General advice: This information is general only and does not constitute any recommendation or advice. It is current at the time of publication, and is subject to change. It has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on the information, consider its appropriateness, having regard to these matters. Consider obtaining personalised advice from a professional financial adviser and your accountant before making any financial decisions in relation to the matters discussed in this document, including when considering the finance options for your business.