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Simple pricing, no lock-in contracts

EFTPOS machine rental

Starting at $24.75 a month for an EFTPOS 1 terminal.


Simple flat rate

1.2% flat rate on all eftpos, Mastercard, Visa and UnionPay transactions1.

Learn more

What’s the right EFTPOS machine for my business?

Take card payments anywhere


  • Use anywhere in-store or on-the-go with 3G2
  • Standalone machine with no POS system required
  • Great for mobile businesses such as food wagons and market stalls, retail stores and cafés.


$24.75 a month rental + 1.2% of transactions1

Integrate with Linkly POS systems

EFTPOS Connect

  • Connect at the counter or anywhere in-store via Bluetooth®
  • Integrates with hundreds of Linkly POS systems3 see list
  • Supports a variety of ‘buy now pay later' services4
  • Great for retail, hotels and cafés.


$27.50 a month rental + 1.2% of transactions1

Integrate with popular POS systems

Presto Smart

  • Connect at the counter or anywhere in-store via Wi-Fi2
  • Integrates with dozens of POS systems3 see list
  • Real-time transaction reporting
  • Great for restaurants, cafés and retail.   


$35.00 a month rental + 1.2% of transactions1

Why choose Westpac EFTPOS?

  • Keep trading day and night with back up connectivity and 24/7 customer support
  • Access your money straight away with instant settlement⁵
  • Provide better customer service with split bills⁶, tipping, refunds and cash out
  • Get clear visibility of your transactions via Online Banking.
Our EFTPOS machines accept Tap & Go, insert and swipe cards.

FAQs about EFTPOS machines

Yes, if it is compatible. Having an EFTPOS machine that integrates with your point of sale system helps speed up payments and avoid errors, as you won’t have to key each amount into your terminal. Westpac offers Presto Smart that integrates with a variety of popular POS systems and EFTPOS Connect that integrates with 100s of Linkly POS systems.

All Westpac EFTPOS terminals can connect to the internet via a mobile network (3G/4G) or via Wi-Fi (excluding EFTPOS Connect) and ethernet.

Things you should know
Applications for merchant services are subject to approval.  Terms and Conditions and other fees and charges (PDF 69KB) apply. Full details are available on request.


1.Our 1.2% flat transaction rate does not apply to American Express, Diners Club and JCB cards. 

2. Subject to system availability

3. The point of sale systems are supplied by POS Providers, not Westpac. Westpac does not guarantee or endorse those products and any related services.

4. Buy Now Pay later (BNPL) services are provided by BNPL providers, not Westpac. Westpac does not guarantee or endorse these services.

5.Westpac instant settlement functionality is not available between 9:30pm and 11:59pm (EFTPOS 1 and Presto Smart terminals) and between 9:30pm and 11:00pm (EFTPOS Connect terminals) - Sydney time. You can only settle a Westpac issued EFTPOS terminal once each day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to a Westpac business transaction account. Instant Settlement functionality is not available on Corporate Online. Instant Settlement is only available for Mastercard, Visa and eftpos transactions (plus UnionPay if using EFTPOS Connect).

6. This functionality is POS dependent.

# If you want to accept American Express payments, you'll need to call 1300 363 614 to enter into a separate merchant agreement with American Express.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

American Express® is a registered trademark of American Express.

Bluetooth® is a registered trademark owned by Bluetooth SIG, Inc. and use of the mark by Westpac is under license.

Google Pay is trademark of Google Inc.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.