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Genie is a mobile card reader and app that can take the hassle out of getting paid.  Genie helps you run your business from your pocket, wherever your customers take you. The Genie card reader is small enough to fit on your belt, but the app is powerful enough to track your sales and even send, manage and chase invoices.



  • Take card payments on the go with the Genie card reader and app
  • Create, send and manage invoices
  • Track all of your sales, whether they are card, cash or invoice
  •  $0 monthly plan fee
  • No transaction limit
  • Flat rate of 1.95% for all eftpos, Mastercard® and Visa transactions
  • No minimum terms or lock in contracts
  • $100 upfront fee charged for a card reader to accept payments.


If you're new to Westpac, we'll set you up with a Business One Low Account*, otherwise you can choose to settle into an eligible existing account.

Genie App

The Genie App is the magic behind managing payments and tracking all of your sales.  Compatible on both Android™ and iPhone  mobile devices it is a powerful tool to help manage your business, wherever your customers take you. You can also access Genie from your desktop via the secure web portal.

  • Take payments by card, cash or invoice
  • Quickly select your most popular goods and services
  • Keep track of your top selling items and how many you’ve sold
  • Track, manage and chase invoices.


Genie App


Genie Card Reader

The Genie Card Reader is one of the smallest of its kind.  Small enough to fit on your belt or pop it in your pocket, it’s the simple way to accept card payments when you’re on the move.

  • Connect the secure card reader to your mobile device or tablet via Bluetooth 
  • Unique payment reference numbers are assigned for easier reconciliation and reporting
  • Rechargeable card reader battery so you can confidently process transactions without being stuck to a counter.

Genie Reader
Things you should know

Genie Terms and conditions (PDF 390KB)


Applications for merchant services are subject to approval. Terms and conditions and fees and charges apply. Full details are available on request. Genie is currently available for Sole Traders and Sole Director companies only.

The Genie Mobile app is available on iPhone running iOS 8 or later and devices running Android™ 4.4 and above with Bluetooth® 4.0 compatibility.

1. Winner of the Best Innovative Online Banking Service in Money Magazine's 2015 Best of the Best Innovation awards and Good Design Award in the category of Digital and Online design - Good Design Australia 2014.

2. Genie Plans are not available for use outside of the indirect tax zone.


World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc.

Android is a trademark of Google Inc.