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Why choose Presto Smart?

  • Seamlessly connects your EFTPOS terminal to a range of Point of Sale systems1
  • Fast and secure payments to save you time
  • Take payments anywhere in store
  • Simple and easy reconciliations
  • Great for hospitality and retail businesses.
EFTPOS machine payment methods

Switch over to 3G3 if your main communication method drops out.

Instant settlement2

Card payments appear in your Westpac business transaction account instantly which will help keep your cash flowing.
Find out more

Quick setup

Connects with ease to a variety of popular Point of Sale systems1 (with more to come).

No cost to switch

Switch between plans6 and you won’t get stuck paying more than you need to as your turnover changes.

How it works

1. Select/enter the sale item in the Point of Sale (POS) system

Select/enter the item to sell on your POS system (not included with Presto Smart).

Don’t have a POS system? See the systems we support

2. Take payments using Presto Smart

When the sale amount appears on the Presto Smart terminal, you can take payments from your customers.

3. Print integrated EFTPOS and POS receipt from your POS

No need for separate card and POS receipts, both will appear on a single receipt from your POS system.

4. View transactions and settlements on your Dashboard

View and track all your transactions, making reconciliation simpler, helping you save time and manage your cashflow.

Save up to $382.50

Order a new Presto Smart terminal on a merchant pricing plan between 6 May 2019 and 30 September 2020 and enjoy:

  • $0 establishment fee (saving you $82.50) 8
  • $0 monthly plan fee for the first 12 months on a Business One High or Low Plan account while on your Presto Smart pricing plan (saving you up to $240) 4
  • $10 discount on your monthly Presto Smart pricing plan for the first six months (saving you $60) 5

T&C’s and exclusions apply.

Help me choose a Presto Smart Plan7

What you'll get


1 x Presto Smart terminal (VX690 or e355).

Need more? Contact us.




Settle into your existing eligible Westpac account or we'll open a Business One Low transaction account for you.
Plus we'll waive the $10 monthly fee for the first 12 months4.



No lock-in contract6, so you can change plans any time.



24/7 technical support for your Presto Smart terminal, so you always have help available.


Other fees

  • Additional fees also apply as described in your guide to merchant fees and charges
  • Other fees apply such as stationery fees, chargeback fees and voice/IVR authorisation fees
  • A separate fee applies for cards types other than Mastercard, Visa and eftpos
  • There is a cost involved in replacing a lost or damaged terminal. Please refer to your fee schedule for further details
  • The cost to cancel your Presto Smart facility is $104.50.

Your guide to merchant fees and charges (PDF 1MB).

Choose your terminal

Choose your terminal based on your payment needs in store.


  Presto Smart VX690 terminal
Presto Smart VX690
Presto Smart e355 terminal
Presto Smart e355
Pay at table    
Splitting bills and tipping11
Print EFTPOS receipts (when paying at table)
Tap and go, insert or swipe    
Order at table (when linked to mobile POS)  


Surcharging 9, 11    
Pre Authorisation 9, 10, 11    
Process refunds    
3G backup and standalone mode3    
Mail/telephone order (card not present transactions) 9, 11    

Getting started

1. Request a callback

Our merchant specialist will contact you to discuss your business needs and help you apply without visiting a branch.

2. Receive your device

Once your application is approved, you will receive your new device via a technician (if you are located in a metro area), or satchel (if you are in a remote area).

3. Set up quickly and easily

Follow the step-by-step instructions to integrate Presto Smart with your POS system and start getting paid.

Don’t have a POS system yet? See supported POS systems.

Not sure if you want a Pricing Plan?

Learn about Merchant Choice Routing, which may reduce your ‘tap-and-go’ transaction costs. T&Cs and exclusions apply.

Find out more

Things you should know

Applications for merchant services are subject to approval. Terms and conditions and fees and charges (PDF 1MB) apply. Full details are available on request.

1. The Point of Sale solutions are supplied by POS Providers, not Westpac. Westpac does not guarantee or endorse those products and any related services.  You can find out if your POS is compatible with Presto Smart.  

2. Westpac instant settlement functionality is not available between 9:30pm and 11:59pm (Sydney time) for Presto Smart terminals. You can only settle a Westpac issued Presto Smart EFTPOS terminal once within a 24 hour period. Subject to system availability, settlement can take place 7 days a week. Settlement must be to a Westpac business transaction account. Instant settlement functionality is not available on Corporate Online and is only available for Visa, Mastercard and eftpos transactions (excludes UnionPay transactions).

3. Standalone mode allows you to process card payments even when the POS is not connected to your EFTPOS terminal.

4. The monthly account fee, currently $10 per month, for your Business One Low Plan account or $20 per month, for your Business One High Plan account will be waived for the first 12 months while you continue to hold and settle a Merchant Facility on a Merchant Pricing Plan. After the end of 12-month period, the standard monthly account fee (applicable at that time) will be applied. The Business One Low Plan or High Plan account must be in the same name as the Merchant Facility. This offer is not applicable for any other account type and for a single account per Merchant Pricing Plan only. All other account fees and charges apply. Where you do not hold a Business One Low Plan or High Plan account or cease to hold a Merchant Facility on a Merchant Pricing Plan, the standard monthly account fee will apply for the account. This offer may be withdrawn or varied at any time.

5. You will receive $10 off the monthly Presto Smart Pricing Plan fee for the first 6 months if you apply/open before 30 September 2020. After the end of the 6 month period, the standard Presto Smart Pricing Plan fee (applicable at that time) will apply. We may withdraw or vary any benefit under this offer. All other account fees and charges apply.

6. Cancellation fee applies. Changes to merchant pricing plans are effective from the following month.

7. To be eligible for the Presto Pricing Plan you must hold and settle into a Westpac business transaction account in the same name as the Merchant Facility. Not available for use outside of the indirect tax zone. One terminal per Presto Pricing Plan, per Merchant and available for Presto products only.

8. The Establishment Fee will be waived for successful application for a new Merchant Facility on a Presto Smart Pricing Plan. Eligibility criteria apply for a Merchant Facility and Presto Smart Pricing Plans. This offer may be withdrawn or varied at any time.

9. Subject to Westpac approval.

10. Pre-authorisation functionality will be subject to scheme rules and enabled for eligible merchant category codes.

11. This functionality is POS dependent.

* Includes means the total maximum dollar value of Visa, Mastercard and eftpos transactions that can be processed through your Merchant Facility per calendar month included in the Participation Fee. If this included value is exceeded in a calendar month, a 1.5% fee applies to the total dollar value of Visa, Mastercard and eftpos transactions processed that exceeds this included value. Other card types are not included in the Westpac Merchant Pricing Plans and are subject to separate pricing.

˜ There are a number of pricing plan options that may be suitable to your needs.  The “Recommended” pricing plan identified is based on the estimated transaction amounts you have provided but as this information does not take your personal objectives, circumstances or needs into account, you should consider its appropriateness to these factors before choosing which pricing plan is right for you.

# If you want to accept American Express, you'll need to call 1300 363 614 to enter into a separate merchant agreement with American Express.

Mastercard® is a registered trademark of Mastercard International Incorporated.

American Express® is a registered trademark of American Express.