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Why get a commercial loan?


Buy or develop commercial property


Grow your Agribusiness


Support capital expenditure


New business acquisition and expansion 

Our commercial loans

Bank bill business loan

Great for acquisitions, capital investment or refinancing.

Invoice finance

Access up to 85% of the value of your approved unpaid invoices.

Insurance premium finance

Short-term finance that lets you spread a lump sum annual premium with monthly instalments.

Business loan

Borrow from $5k to help take the next step in your business plan.

Why choose Westpac?

At Westpac, commercial customers are supported by a dedicated Westpac Relationship Manager who manages your business banking needs. Your Relationship Manager will speak to you about your business to help identify potential options to suit your needs and assist in structuring your loan.

Who can get a commercial loan?

Generally, you’ll need to be:

  • A business entity or an individual 18 years and above, domiciled in Australia; and
  • Requires the funding for business or investment purposes other than investment in residential property; and
  • Meets the credit criteria and credit policy requirements under an applicable offer for this product.

You can check the product target market determination for more specific requirements.

Industry specific banking 

Unique products, people and insights from a range of industries to help your business do better. 


Supporting you on many levels to better manage the cyclical nature of Agribusiness. 


Helping manage your business from the ground up with a local presence backed by a team of property banking specialists.


Serving the total business wellbeing of General Practitioners, Pharmacists and Dentists.

Professional services

Get specialist banking and lending support that’s tailored to the specific needs of accountants, lawyers, and others in the professional services sector. 

Social sector

Some people are driven to do good for others. So are we, by helping you to help others.

Indigenous business

We have an experienced team of Indigenous banking specialists who understand that helping Indigenous business to thrive requires respect for culture and community.


Learn why 30% of all independent schools across Australia choose to bank with us.

Things you should know

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.​

This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.