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Altitude Business card changes

The Altitude Business Mastercard®, Gold Mastercard and Gold Visa card to be replaced by Altitude Business Platinum Visa card.

From 30 April 2017, the Altitude Business Mastercard, Gold Mastercard and Gold Visa cards will be replaced by the Altitude Business Platinum cards. This means your current Mastercard and American Express® cards will be replaced with Altitude Business Platinum Visa and Altitude Business Platinum American Express cards, if you have one. All terms, fees, charges, interest rates and your PIN will remain unchanged.

All cardholders can continue to use their card(s) as normal until 30 April 2017.

Customers should now have received their replacement card which was sent to them in the mail in February 2017.

If you haven’t received your replacement card, or have any questions, please call us on 132 032 or visit a branch.

Please note that the account number and the BPAY® payment details will change after activation of the replacement card or 30 April 2017 whichever happens first.

Two cards linked to one account


Benefits of the Altitude Business Platinum cards

With Altitude Business Platinum, you receive two cards - an Altitude Business Platinum Visa card and an Altitude Business Platinum American Express card.

Uncapped points earned per $1 spend on eligible transactions.

  • 3 Altitude Points with Altitude Business Platinum American Express card
  • 1 Altitude Point with any Australian merchants using Altitude Business Platinum Visa card
  • 2 Altitude Points with any Overseas merchants using Altitude Business Platinum Visa card
  • 0.5 Altitude Points on government payments on your Altitude Business Platinum cards.

Complimentary insurance covers.

Travel knowing that you, your family, your business and your possessions are covered against injury, loss, theft or damage in accordance with the policy (conditions, limits and exclusions apply).

Up to 45 days interest free on purchases.

Up to 45 interest free days on purchases when you pay off your closing balance in full by the due date shown on your statement each month.

Easy tax reporting.

Make tax reporting easy by exporting your transactions into MYOB and BAS with ease. You can also download your transactions into excel to make analysis of your business transactions easy (check the terms and conditions before deciding).

Safe and sound transactions.

Enjoy the peace of mind that comes with Westpac Added Online Security.

Contactless technology.

For a fast and convenient payment option for purchases under $100 - simply hold your contactless card against the terminal wherever you see the contactless symbol or your card logo - no need to enter a PIN or sign (where available).

Uncapped points.

There is no limit to the number of Altitude Points you can earn each statement cycle when using either or both of your Altitude Business Platinum credit cards.


Frequently Asked Questions

Will I pay more fees for the Altitude Business Platinum Visa cards?
Do I need to activate my replacement Altitude Business Platinum American Express card?
Will my card numbers and expiry dates change?
When I activate my replacement card, what happens to my existing credit card account balance and any balance transfer amounts?
What happens if I don’t want the replacement Altitude Platinum cards?
Will my statements change?
What happens to my existing American Express card?
Will I still have access to my transaction history and historical statements through Westpac Live Online Banking?
Will the monthly repayment date on my statement remain the same?
What about my existing automatic payments to merchants?
What about my auto pay arrangement to pay down my credit card balance?
Things you should know

Altitude Business Credit Cards Conditions of Use (PDF 140KB)

Altitude Business Rewards Terms and Conditions (PDF 81KB)

Westpac Business Credit Cards Complimentary Insurance Policy (PDF 325KB)

Westpac Business Credit Cards Complimentary Insurance Policy (For claim events prior to 1 June 2015) (PDF 306KB)

Westpac Rewards Credit Cards Concierge Service Terms and Conditions (PDF 917KB)

The earning and redemption of Altitude Points is subject to the Altitude Business Rewards Terms and Conditions.

Complimentary Insurance covers: QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible Westpac Bank account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in Westpac Business Credit Cards Complimentary Insurance (Effective 1 June 2015) which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 1300 859 100.


World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.

American Express® is a registered trademark of American Express. The Westpac American Express Card is issued by Westpac Banking Corporation pursuant to a license from American Express.

BPAY® is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.