Effective 1 October 2017, the insurer of your Westpac Business Credit Cards Complimentary Insurance Policy will be changing from QBE Insurance (Australia) Limited (“QBE”) to Allianz (Issued by Allianz Global Assistance and underwritten by Allianz Australia Insurance Limited). Read more.
Extended warranty insurance is available on certain Westpac credit cards. The cover extends the manufacturer's expressed Australian warranty on personal goods/business items purchased, provided the entire purchase is charged to the cardholder's eligible credit card account. It doesn't affect the rights of cardholders against a manufacturer in relation to contravention of statutory or implied warranties under Australian legislation.
The insurance cover provided in respect of the purchase of personal goods/business items comes into effect at the end of the Australian warranty period that applies to the personal goods/business items, provided the Australian warranty is for a period of 6 months or more up to a period of no more than 5 years.
Australian warranty period
Extended warranty period
|11 days for business items
||11 days for business items|
|3 months for business items
||3 months for business items|
|Over 3 months to 5 years for business items
||3 months for business items|
|6 months for personal goods
||6 months for personal goods|
|1 to 5 years for personal goods
||1 year (2 years for Altitude Business Platinum credit cards) for personal goods|
|Over 5 years
Which cards offer complimentary Extended Warranty Insurance?
The complimentary insurance benefits are available to cardholders of the following eligible Westpac Business credit card accounts:
- Altitude Business Platinum credit cards
- Altitude Business Gold credit cards
- BusinessChoice Rewards Platinum credit card
- Altitude Business Qantas Gold credit cards
Making a claim
You'll need to contact Allianz Global Assistance (the issuer of the insurance) within 30 days or as soon as possible of learning of an occurrence (loss, damage or breakdown) that may result in a claim.
Want to know more?
You can find out more about making a claim in the Westpac Business Credit Cards Complimentary Insurance Policy. The Allianz Global Assistance website also has helpful FAQs and claims forms you can download.
Things you should know
Complimentary insurance covers (effective 1 October 2017): AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, of 74 High Street, Toowong, QLD 4066 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac), of 275 Kent Street, Sydney, NSW 2000 which allows eligible Westpac account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Business Credit Cards Complimentary Insurance Policy which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by downloading .