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Reward credit card points cap

Depending on the type of credit card you have, there might be a limit to the number of rewards points you can earn per statement cycle. By knowing what your rewards points cap is and when your statement cycle begins and ends, you'll be in a good position to maximise your rewards points earning potential.

Altitude Points

If you've chosen an Altitude Points earning card, you'll earn Altitude Points on eligible purchases. Find out more about earning points.

 

Credit Card type     Altitude Points cap per statement cycle
(Bonus points don't count towards the cap)
Altitude Business Platinum   
No points cap
Altitude Business Gold   
20,000
Altitude Business (no longer for sale)   
12,500

The Points Cap on Altitude Points applies when using either or both MasterCard® or Visa and American Express® cards.

Altitude Business Gold and Altitude Business Cards: For each statement cycle a points cap of 20,000 and 12,500 points respectively applies when using your credit cards. Bonus points don't count towards the rewards points cap.

Qantas Points

If you currently have an existing Altitude Qantas Business Gold card, you will earn Qantas Points on eligible purchases. Find out more about  earning points.


If you currently have an existing BusinessChoice Rewards card earning Qantas Points, you will continue to earn points on eligible purchases.

 


Credit Card type   
Qantas Points cap per statement cycle(Bonus points don't count towards the cap)
Altitude Qantas Business Gold (no longer for sale)   
10,000
Business Choice Rewards (no longer for sale)  
 N/A

The Points Cap on Qantas Points applies when using either or both MasterCard or Visa and American Express cards.

Business Choice Rewards Aquire Points

If you have a BusinessChoice Rewards card earning Aquire Points, you'll earn Aquire Points on eligible purchases. Find out more about earning points.

 


Credit Card type
Qantas Points cap per statement cycle
BusinessChoice Rewards (for sale product)   
No points cap

 

Maximising your rewards points earning potential

  • Know when your credit card statement cycle begins and ends so you can time any big ticket purchases (you'll find the details on your card statement for Altitude credit cards)
  • If you're frequently exceeding your rewards points cap, you could consider switching to a credit card without a points cap, for instance switching from an Altitude Business Gold to an Altitude Business Platinum card
  • By using your credit card at bonus partners you'll earn points over your points cap. This is because bonus points don't count towards the points cap.

Your credit card statement cycle

The period from one credit card statement date to the next statement date is called the monthly statement cycle. The statement date is the date your statement is issued.

Rewards points expiry

  • Altitude points have no expiry date as long as you have an Altitude account
  • Once your account is closed you have 90 days to redeem your Altitude Points
  • The expiry of Qantas Points and Aquire Points is determined by the Qantas and Aquire terms and conditions. Please visit the Qantas and Aquire website for details.

 

MasterCard® is a registered trademark of MasterCard International Incorporated.

American Express® is a registered trademark of American Express.
The Westpac American Express Card is issued by Westpac Banking Corporation pursuant to a license from American Express.