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Earn 1 bonus Altitude Point per $1 spent on eligible purchases.<


The increased earn rates will automatically apply to eligible purchases made on your Altitude Business Gold Mastercard between 13 August 2020 and 10 November 2020.^


Categories per $1 spent^ Ordinary Earn Rate Earn rate during promotion

Australian merchants

Overseas merchants

Government payments

1 point

1 point

0.5 points

2 points

2 points

1.5 points

Boosted points aren’t the only advantage.

The Altitude Business Gold Mastercard comes with a range of benefits that can be helpful both now and in the future.

Cash flow management

Up to 55 interest free days on purchases to help manage cash flow if you're waiting on a payment or need to make a large purchase.1

Find out more

Extended warranty insurance

Beyond the expressed Australian warranty on business items and personal goods where the entire purchase is charged to your eligible credit card account.2

Find out more

Rewards points

Make the most of your business spend points, redeemable for a range of rewards for you or your business including office furniture and technology.3

Find out more

There's support if you need it.

If the current COVID-19 situation has created uncertainty or financial pressure for your business, you may be eligible for our support packages. For more information, or if you have any questions regarding COVID-19 and your banking, please visit our dedicated information page.

Things you should know

The Card Conditions of Use continue to apply. This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.

^ Bonus Altitude Points Promotion for Altitude Business Gold Mastercard. Earn 1 bonus Altitude Point per $1 spent on eligible purchases offer, in addition to the Ordinary Earn Rate of Altitude Points you can earn (the “Ordinary Earn Rate”), is capped at 15,000 points. This offer is applicable between 13 August 2020 to midnight 10 November 2020 inclusive (the “promotional period”). Points earned above the Ordinary Earn Rate will be credited to you as bonus points. For the details of your ordinary points earn rate, visit You are not eligible to receive bonus points under this offer if you apply to transfer your card to a different product during the promotional period. Any bonus points awarded under this offer will be added to your points balance within 30 days of eligible spend. Bonus points do not count towards the points cap. This offer may be varied or withdrawn at any time.

< Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transactions, refunds and balance transfers debited from the card account. You are also not eligible for bonus points under this offer for any purchases where you will be awarded bonus points under another offer. Additionally, if you (or an additional cardholder) return any goods or services purchased with the card or your card account is credited, this may result in points being debited from your points record (excludes payments to your card account). You do not receive Altitude Points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances.

1. Up to 55 interest free days on purchases when you pay your closing balance in full by the due date shown on your statement each month.

2. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Business Credit Cards Complimentary Insurance Policy/Commercial Cards Insurance Policy which may be amended from time to time. Westpac does not guarantee this insurance as it is not a product issued by Westpac.

3. Rewards Points: The earning and redemption of Altitude Points is subject to the Westpac Altitude Business Rewards Terms and Conditions (PDF 2MB).

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

© 2020 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

The Westpac Group, 275 Kent Street, Sydney, NSW 2000, AUSTRALIA.