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SME Unsecured Business Loan Offer

Business loan enquiry form for small businesses - new customers.

To support small businesses through this challenging environment Westpac is offering an unsecured loan for up to $250,000 to eligible businesses with an annual turnover of less than $50M.

Check your eligibility:

Are you an existing Westpac Customer?

Has your business been negatively impacted by COVID-19?

Is the purpose of this loan to support current and upcoming business working capital purposes (including liquidity and operating expenditure) for example to pay for business expenses?

Will this loan be used to refinance existing drawn lending facilities with us or any other lender?

Do you understand that the deferred principal and interest repayments will be capitalised at the end of the six month deferred payment period, and repayments will commence after the 6-month deferred repayment period?

Have you applied for other COVID-19 related new business lending which is endorsed by the Government Coronavirus SME Guarantee Scheme, where the aggregate loan amount across all lenders (including this enquiry) exceeds $250,000 per ABN?

All taxes including Capital Taxes, GST and Employee Entitlements (including Super) are paid, up to date and not under any arrangement?

All payments on all your loan accounts (provided by any financial institution) are up to date?

Has your ABN been registered for more than 2 years?

Have you been registered for GST for more than 2 years?

Do you have the following documentation to support an application: latest six months of bank statements for your core business trading account(s), year to date interim/management accounts for your business (to March 2020), two years of finalised business financial statements, and, two years of personal tax returns?

Please use the SME Unsecured Business Loan Offer form for existing customers.

Unfortunately, we are not able to proceed because you haven’t met the eligibility criteria for the SME Unsecured Lending Offer. Please visit our Business Loans page to get help finding a suitable loan option for your needs.

Borrower details:



To be eligible for this loan you must meet the following criteria:

  • Small to medium business with an annual turnover of less than $50M
  • The business must be based, registered and operating in Australia 
  • Loans must be used for business working capital purposes (including liquidity and operating expenditure) only
  • You must have an ABN


You must read and agree to each of the following consents:

Thank you for your enquiry.

We are committed to supporting your business as the COVID-19 situation evolves, and we’re here to help you and your business through this challenging time.

What happens next?

We’ve received a high volume of enquiries and appreciate your patience. We will be in touch with you regarding your enquiry.


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