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Enhanced cash flow - store grain or sell it to any approved pool and receive up to 70% of its estimated value.

  • Loan can then be repaid directly by the pool, or if storing it yourself, as proceeds become available from later cash sales
  • Interest does not compound – but is regularly debited to your nominated Westpac working account.

Easy to manage
 – a single, consolidated short-term finance option, reducing costs and paperwork, especially when selling to different grain pools.

  • No establishment fee
  • Minimum loan $250,000
  • Maximum loan term is 2 years
  • Access funds online, via your agribusiness manager, or at branches across Australia.

Security required
 – generally your rural property, and if borrowing in a company name, a director's guarantee.


  • Up to 70% of your harvest value can be borrowed (conditions apply)
  • Access funds within 2 days (conditions apply)


Fees and charges apply.

Please send us your details and an agribusiness manager will be in touch.

Things you should know

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.

Find out what information you need to provide to become a customer.