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Match your needs

Westpac Agribusiness One Loan provides flexibility to choose a line of credit or a term loan, whether you require funding for capital investment or business expansion.

Flexible repayment options

Interest only, or principal + interest.

  • A variable base interest rate (margins apply)
  • Borrow from $250,000
  • Loan terms from 12 months to 25 years, depending on the security provided (this can be residential or commercial property, or business assets).

Multiple ways to access funds

Online, Mobile, Tablet and Telephone Banking (when you’re registered for these services), plus ATMs (using a Business Debit Mastercard® linked to your Agribusiness One Loan account) and in branches. Optional cheque book access.

Supported by agribusiness managers, locally based in regional centres throughout Australia.

Why choose Agribusiness One Loan?

  • Finance business growth
  • Borrow from $250,000
  • Terms up to 25 years


Convenience and acceptance

Link a Business Debit Mastercard® to your Agribusiness One Loan for convenient access to funds at more than 3,000 Westpac, St.George, Bank SA and Bank of Melbourne ATMs, and wherever Mastercard is accepted throughout Australia and overseas.

Keeping the bookkeeper happy

  • Save time and money by exporting transactions to your accounting software
  • Opt for eStatements instead of paper and access up to 7 years of transactions.

Applying for a Westpac Agribusiness One Loan line of credit

Your Westpac Agribusiness One Loan line of credit is set up on your Westpac Agribusiness One Transaction account. You can apply to set up the account and your line of credit at the same time.


Establishment, service and other fees apply. Please send us your details and an agribusiness manager will be in touch.


The Westpac Agribusiness One Loan variable base rate and applicable interest rate margins are available on application. Please send us your details and an agribusiness manager will be in touch.

Things you should know

Mastercard® is a registered trademark of Mastercard International Incorporated. St.George Bank, BankSA and Bank of Melbourne are divisions of Westpac Banking Corporation ABN 33 007457141.

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.