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SME Business Loans

Annual turnover of less than $50 million? You may be eligible to access a loan of up to $1 million under Phase 2 of the Government’s Coronavirus SME Guarantee Scheme.

Applications are now open for small and medium-sized enterprises (SMEs).

  • Secured and unsecured loans1
  • Terms of 3 or 5 years
  • Available to both new and existing Westpac customers.
Learn more about SME Business Loans


Vehicle & equipment finance

When you don't want to use cash flow to purchase new assets.   

Business overdrafts

Provides cash flow relief with funds to cover business expenses, such as invoices and wages until you’re paid.

Business loans

Great for purchasing an existing business or franchise, or investing to grow.



Important information

Read about changes affecting some business and equipment finance contracts entered into, renewed or varied since 12 November 2016.

Find out more

Things you should know

1. Unsecured available up to $75,000. Director guarantees may be required.

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.