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Business One High everyday transaction account

This added-value bank account is designed for sole traders, partnerships, companies, associations, SMSFs and trusts, as well as well as not-for-profits requiring an overdraft facility.

Get all this for $20/month:

  • Unlimited online/app transactions 1
  • 60 free in-branch transactions a month
  • Business Debit Mastercard 2
  • Optional cheque book
  • Fast payments (via Osko) 3


Apply online in less than 10 minutes^



Clarity, convenience, and time back in your day

Get a clear view of your cash flow

If you're already with Westpac, keep your business and personal finances separate for tax time - but with a handy single sign in.


Bank anytime, anywhere

Do your banking when it suits you in Online Banking and the Westpac App; or drop into a branch during opening hours.


Save time on accounting

Keep your digital records in order with eStatements, and set up bank feeds to Xero, MYOB and others to simplify accounting.4


Other things to know:

  1. If your online application is successful, we'll send you an email with your account details
  2. Register for Online Banking (if you're not already a customer)
  3. Start using your account.
Fee Amount
Cheques - deposited or collected (additional deposit fee may apply) $0.60 per cheque
Withdrawal or deposit at branch $1.00
Narrated credit $1.00

Mainly bank online or on mobile? Check out Business One Low.

Things you should know

Business Debit Mastercard® Terms and Conditions (PDF 451KB)

Before making a decision about any of our products or services, please read all the terms and conditions. Fees and charges apply and may change.


^Account opening criteria applies.

1.Fees may be incurred for certain electronic transactions such as foreign transactions and withdrawals from some overseas ATMs. Customers must be able to meet any applicable fees and charges. For a complete view of fees, please refer to our Terms and Conditions (PDF 693KB).
2.Business Debit Mastercard® holders need to be at least 18 years of age, and other eligibility criteria apply.
3.Fast or near real-time payments are sent and received using Osko by BPAY and can be addressed to either a PayID or a BSB and account number. Near real-time payments require both the payer and payee to have Osko enabled accounts. Payments may take longer in some instances, such as where there is a technical interruption to the service, there is a payment to a first time payee or when the payment is caught for additional security screening. BPAY® and Osko® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.
4. Read the  Westpac Online Banking Terms and Conditions (PDF 503KB) before making a decision. Not all accounts are eligible to be included in a feed. These can include loan accounts and accounts requiring multiple authorisations for transactions. Bank Feed must be set up with Third Party Service Provider before it can be connected in Westpac Live. If your Third Party Service Provider does not appear in the drop down menu in Westpac Live, you may need to check that your provider is registered with Westpac. Should there be any changes in your user access or network access levels, you may need to disconnect your Bank Feed(s) as any access changes will not impact bank feeds.  The products and services offered by these Third Party Service Providers may be subject to terms and conditions and fees and charges.  Westpac does not guarantee or endorse the services or products offered by these Third Party Service Providers.