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Special Offers & Promotional Interest Rates

Flexi First Home Loan promotional rates
Special offer on new Owner Occupier Loans

Flexi First Option Home Loan variable rate includes a 0.9% p.a.life of loan discount on new Owner Occupier loans with principal and interest repayments. Excludes internal refinances within Westpac Group.

No establishment fee - saving your client $600

Repayment type Interest rate
Comparison rate^
Principal & Interest 3.43% p.a.2 3.44% p.a.

Flexi First Investment Loan promotional rates
Special offer on new Investment Property Loans

Flexi First Option Investment Property Principal & Interest repayment loan variable rate includes a 1.14% p.a.3 life of loan discount on new loans Excludes internal refinances within Westpac Group.

Flexi First Option Investment Property Interest Only repayment loan variable rate includes a 1.15% p.a.4 life of loan discount on new loans. Offers exclude internal refinances within Westpac Group.

No establishment fee - saving your client $600

Repayment type Interest rate
Comparison rate^
Principal & Interest 3.74% p.a. 3    3.75% p.a.
Interest Only 3.99% p.a.4 4% p.a.

 


Things you should know

Credit criteria, fees and charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for Non-Australian Resident borrowers. Tax consequences may arise from these promotions for investors and customers should seek independent advice on any taxation matters.
 

The above rates exclude any LVR discounts available for new loans. 

 

Fixed interest rates: Interest Rates displayed are for Australian residents only. The Bank will apply the fixed rate that is available at the loan settlement date. At the end of the fixed rate period the interest rate will convert to the applicable variable home loan interest rate unless a new fixed rate term is selected and then the fixed rate is determined two business days prior to the refix.
 

^The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
 

#Premier Advantage Package Conditions of Use and $395 annual package fee applies. Your clients must either hold or be approved for a Westpac Choice account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Before deciding to acquire a Westpac Choice account, they should read the terms and conditions, and consider whether the product is right for them.

Premier Advantage package Conditions of Use (PDF 56KB)

 

1$2,000 Refinance Cashback: For new home loan refinance applications submitted from 23 September 2019 and 31 January 2020, with loan settled by 31 March 2020. Offer current as at 23 September 2019. Offer may be varied or withdrawn at any time. Offer available on the Premier Advantage Package and Flexi First Option Loans for Owner Occupier with Principal and Interest repayments and Investment Loans. $250k min loan per property refinanced. Only 1 cashback per property refinanced will be paid regardless of the number of loans involved. Excludes switches and refinances of home loans within the  Westpac Group, which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS. Offer not available for Owner Occupier Interest Only loans or residential lending originated under family or company trusts. The cashback will be paid into a Westpac Choice transaction account within 60 days of settlement. The transaction account must be linked to the home loan at the time of settlement, and kept open for 60 days after settlement. Offer available on the Premier Advantage Package and Flexi First Option Loans for Owner Occupier with Principal and Interest repayments and all Investment Loans. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.

 

2Flexi First Option Home Loan: Offer commences 9 September 2019 and may be varied or withdrawn at any time. This offer is only available on new Flexi First Option Home Loans with principal and interest repayments. Rate includes a 0.9% p.a. discount off our Flexi First Option Home Loan Variable Rate for the Life of Loan. Excludes internal refinances or switches within the Westpac Group, which includes refinances from Westpac, St.George, Bank of Melbourne, BankSA and RAMS. Not available to company and trust account holders. Offer cannot be taken in conjunction with, or in addition to other special offers, negotiated rates or discount. Interest rate is subject to change.

 

3Flexi First Option Investment Loan: Offer commences 9 September 2019. This offer is only available on new Flexi First Option Investment Property Loans with principal and interest repayments. Rate includes a 1.14% p.a. discount off our Flexi First Option Investment Property Loan Principal & Interest Variable Rate for the life of loan. Excludes internal refinances or switches within the Westpac Group, which includes refinances from Westpac, St.George, Bank of Melbourne, BankSA and RAMS. Not available to company and trust account holders.  Offer may be varied or withdrawn at any time. Offer cannot be taken in conjunction with, or in addition to other special offers, negotiated rates or discounts. Interest rates are subject to change.

 

4Flexi First Option Investment Loan: Offer commences 9 September 2019. This offer is only available on new Flexi First Option Investment Property loans with Interest Only. Includes a 1.15% p.a. discount off our Flexi First Option Investment Property Loan Interest Only Variable Rate for the life of loan. Excludes internal refinances or switches within the Westpac Group, which includes refinances from Westpac, St.George, Bank of Melbourne, BankSA and RAMS. Not available to company and trust account holders.  Offer may be varied or withdrawn at any time. Offer cannot be taken in conjunction with, or in addition to other special offers, negotiated rates or discounts. Interest rates are subject to change.