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With the Part Variable/Part Fixed Home Loan, your client could take advantage of the flexibility offered by a variable rate loan and the certainty of repayments offered by a fixed rate loan.


Set the split between fixed and variable

Your client can choose how much of the combination loan they want to split between fixed and variable.

Certainty over repayments

The fixed rate portion gives your client certainty over their repayments, protecting your clients from interest rate changes.


The variable rate portion gives your clients access to a range of flexible features, such as the option to make extra repayments so they can pay off their home loan sooner.


Things you should know

Credit criteria, fees, charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for Non-Australian Resident borrowers. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement before deciding.

© 2016 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.