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Essentials

The Flexi First Option Investment Loan is our basic investment loan with a lower interest rate than our other home loans. Your client could also add on and pay for features as they use them.

This loan can’t be packaged under our Premier Advantage Package and requires full documentation.

  • A basic home loan with a lower interest rate
  • No loan maintenance fees
  • Features your client can add and pay for as required
  • Extra repayments allowed at any time (no fee applies). This will reduce the interest your client pays.

Features

Take a break on client repayments

When your client has made extra repayments, they can take a partial or full break from making repayments. Subject to Westpac's approval. Conditions apply.

Top up their loan

Your client could apply to increase their home loan using our top up/loan increase feature. This lets them extend the credit limit on their existing loan. Credit criteria, fees, charges apply.

Interest only option available

Your client could choose to pay principal and interest or interest only. Interest only available for up to 10 years and keeps their repayments to a minimum. Conditions apply.

Access extra repayments with a handy redraw facility

When your client sets up a redraw facility, they’ll be able to get same-day access to any extra repayments they’ve made to their home loan. 

 


Things you should know

Credit criteria, fees, charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for Non-Australian Resident borrowers. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding.

© 2016 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.