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When your clients choose a Fixed Options Home Loan, it’s easier for them to budget, because they're protected from any interest rate rises over the fixed rate period.


Fixed terms

  • Fixed Options Home Loans for owner-occupiers are available with fixed terms of 1-5 years
  • At the end of the fixed rate period, the interest rate will convert to the applicable variable home loan rate

Extra repayments

Fixed Options Home Loans let your client make extra repayments, up to a total amount of $30,000, during the entire fixed rate period, without being charged. Subject to Westpac's approval.

Access extra repayments

Your client can apply to redraw excess funds from their loan, up to a maximum total of $30,000 over the life of a new loan. All at no extra cost. No fees apply.

Pay interest only

Interest-only repayments are an option. Subject to Westpac's approval. Fees apply.


Things you should know

Credit criteria, fees, charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for Non-Australian Resident borrowers.  This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding.

© 2016 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.