To enter the promotion, you must:

• Be aged 18 years or over.
• Be an Australian resident.
• Hold a personal Westpac Choice Account, Westpac Choice Concession Account or Westpac 55+ and Retired Account.
• Not be an Ineligible Entrant (see below).

(An "Eligible Entrant").

An ineligible entrant is any person who:

• is under 18 years of age;
• is not an Australian resident;
• does not hold an Eligible Account;
• does not satisfy the Entry Requirements;
• holds an account in the name of, or on behalf of, a trust;
• is an employee and contractor of Westpac;
• is the independent scrutineer or any other person involved in the administration, operation, running, management or conduct of the Promotion, including the Draws; or
• holds an Eligible Account jointly with another person who does not satisfy the Eligible Entrant requirements.

(An "Ineligible Entrant").

The following personal transaction accounts are eligible:

• Westpac Choice Account
• Westpac Choice Concession Account
• Westpac 55+ and Retired Account

(“Eligible Account”).

You'll automatically receive an entry into the corresponding Monthly Draw if deposits from an external source totalling at least $2,000 are received into one or more Eligible Accounts held by you during a Monthly Qualification Period. Deposits counted towards the $2,000 are considered “Qualifying Deposits”.

(the "Entry Requirements").

A Qualifying Deposit is a deposit paid into your Eligible Account that counts towards the $2,000 entry requirement. The $2,000 can be made up of one or more deposits during the relevant Monthly Qualification Period.

Examples of Qualifying Deposits include:

• Salary or wage payments
• Government benefit payments
• Deposit from an external source

The following do not count towards the $2,000 requirement:

• Internal transfers between Westpac accounts
• Interest accrued on an account
• Refunds, reversals, returned or dishonoured payments
• Corrections and error adjustment transactions
• Funds received via overseas transfers.

The timing of a Qualifying Deposit will be the time the deposit is received by Westpac, as recorded in Westpac's systems.

The Promotion commences on 1 September 2026 at 12:01am AEST and closes on 30 November 2026 at 11:59pm AEDT.
(the "Promotion Period")

There are three (3) qualifying periods during the Promotion Period:

For each Monthly Qualification Period, you may receive:

• One (1) entry for Eligible Accounts held solely in your name, regardless of how many eligible accounts meet the Entry Requirements.
• One (1) entry for each eligible joint account, provided all joint account holders meet the eligibility requirements and the Entry Requirements are met.

Entries apply only to the Monthly Draw for the relevant Monthly Qualification Period and do not carry forward to future draws.

The Monthly Draws will be conducted by random electronic draw at:

Gadens Lawyers
Level 13, 447 Collins Street
Melbourne VIC 3000

There is a total of thirty (30) prizes to be won across the Promotion Period, with ten (10) prizes to be drawn during each Monthly Draw.

Each prize consists of:

• One (1) $10,000 cash prize deposited to a Westpac Eligible Account held in the winner’s name.
• The winner’s eligible Westpac Account must remain open and active at the time the prize is awarded and paid.
• If a winner no longer holds an Eligible Account, the prize will be forfeited.

• Monthly Draw prize pool: $100,000 AUD
• Total Promotion Period prize pool: $300,000 AUD

If you’re drawn as a winner, Westpac will call you to confirm your eligibility and ask you to accept the prize. After you accept the prize over the phone, we’ll send you an email confirming the prize details.

The prize will then be deposited into the winner's nominated Eligible Account. If the winner holds more than one Eligible Account, they may nominate which Eligible Account receives the prize. The nominated account must remain open and active at the time the prize is awarded and paid.

The redraws will occur at the same location and using the same method as the original draws.

Should the prize(s) remain unclaimed 3 months after the re-draw date, the prize(s) will be forfeited and competition will be closed.

Any personal information collected in connection with this Promotion will be used for the purpose of administering the Promotion, conducting the draws and awarding prizes to the winners. The names of winners will be published on Westpac’s website, subject to the winners' consent.

Information about Westpac's privacy practices is available in Westpac's Privacy Statement.