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Westpac NZD Subordinated Notes User Agreement

User agreement

By proceeding to access this Website, you confirm that you are not a resident of the United States or Australia and are not accessing this Website from within the United States or Australia and you represent, warrant and agree the following:

  1. You are resident in New Zealand.

  2. You are not in the United States or a U.S. person (as defined in Regulation S under the United States Securities Act of 1933) nor are you acting for the account or benefit of a U.S. person.

  3. You will not make a copy of any product disclosure statement or any other material contained on this Website available to, or distribute a copy of such product disclosure statement or other material to, any such U.S. person.

  4. Your access to this Website does not violate applicable laws, including the laws of your home jurisdiction.

I agree to the above terms: