Government guaranteed retirement deposits1
With Westpac Retirement Deposits you can protect your future retirement wealth by investing in non-traditional term deposits as part of your diversified investment strategy.
You'll be able to maintain the value of retirement capital held in your Retirement Deposit without excess exposure to the risks associated with the ups and downs of financial markets.
You'll also have the opportunity to earn strong returns with the security of a government guarantee on amounts up to $250,000 per person1.
Please note that the minimum contribution for these Retirement Deposits is $50,000.
To make Westpac Retirement Deposits part of your investment strategy for your portfolio, contact us today.
| CPI Plus Deposit1 | Inflation Linked Deposits1 | Coupon Select Deposit1 |
|---|---|---|
| Get the certainty of a real return over and above inflation | Earn regular interest income that keeps pace with inflation | The ability to choose between fixed and floating rates, or a combination of both |
Like any investment, there are specific benefits and risks to investing in Retirement Deposits.
Next steps
Speak to your financial advisor
Things you should know
- 1. Payments under the Australian Government’s Financial Claims Scheme are currently subject to a limit on aggregate deposits of $250,000. You should determine whether your aggregate Westpac deposits exceed this threshold, as you will not be entitled to the benefit of the scheme in respect of any excess. Information about the scheme can be obtained from the APRA website at http://apra.gov.au
