Services

Solutions for you

Banking and advice tailored to enhance your wealth, with premium products and pricing available exclusively for Premium Financial Services clients.

Personal Banking

Platinum credit cards – valuable benefits on a range of premium credit cards including:

Altitude Platinum - Westpac's leading rewards card

• No annual fee in your first year
• $150 annual fee in subsequent years (normally $295, saving $585 over 3 years).

With Altitude Platinum, you get two rewards cards linked to one account – the Altitude Platinum American Express® card (earn 3 rewards points per $1 spent on purchases) and either the Altitude Platinum Visa® card or the Altitude Platinum MasterCard® (earn 1 Altitude point per $1 spent on purchases).

Earth Platinum

• No annual fee in your first year
• $150 annual fee in subsequent years (normally $250, saving you $450 over 3 years)
• Ideal for Qantas Frequent Flyer program members.

With Earth Platinum, you get two rewards cards linked to one account – the Earth Platinum American Express® card (earn 1.5 Qantas Frequent Flyer points per $1 spent on purchases) and the Earth Platinum MasterCard® (earn 0.5 Qantas Frequent Flyer point per $1 spent on purchases).

Transaction accounts – you have access to Westpac’s leading day-to-day transaction account, Westpac Choice, with unlimited transactions and the monthly service fee waived ($60 p.a. saving).

Savings accounts – talk to your relationship manager about your eligibility for bonus interest on term deposits or our leading high interest account – Westpac eSaver.

Home loans – discretionary mortgage rate benefits available to our clients on a range of home and investment property loans through Westpac’s award winning home loan package.

Home & contents insurance – Premier Advantage Package home loan customers enjoy discounted insurance premiums for home, contents and personal possessions including a 5% discount on the annual premium and $100 off the excess.

Mortgage repayment insurance – Westpac’s Mortgage Secure will help take care of your mortgage repayment should the unexpected happen – with a 10% saving on premiums plus an extra 5% off for joint applications.

Westpac Flexi Loan (personal loan) – borrow between $4,000 and $75,000 (subject to credit approval) which you can draw upon at any time. Plus, enjoy a waiver on the usual $150 establishment fee, a response to your application in 60 seconds and access to funds on the same day of approval (where no further income or identification verification are required).

Direct investing

Online share trading – control your own trading strategy by using our online trading service. Save up to $5 per online trade (or up to 0.04% of the amount traded) from our standard accounts rate. Earn 1.5 Altitude reward points per $1 spent on brokerage. Enjoy access to complimentary research and cutting-edge analytical tools.

BT Super for Life – Westpac’s award winning flexible online superannuation solution has no commissions – and no establishment, exit or early withdrawal fees. The $5 monthly administration fee is waived once your balance reaches $50,000.

Financial planning

A financial plan tailored by professionals to suit you. Providing a complete roadmap for your financial future enabling your relationship manager and dedicated financial planner , working as a team, to help grow and protect your wealth, keeping your strategies on track as your circumstances change.

Our planners will develop strategies to meet your goals such a wealth creation, tax planning, cash flow management and maximizing your wealth through superannuation.

Interested? Contact us