New ways to accept and make payments
The use of cheques has been declining over the past 10 years, and the way customers accept and make payments is changing. We offer a range of card and digital payment solutions, that are secure, faster and more reliable, and we’re here to educate, support and encourage you to consider moving to alternate ways to make payments.
Choosing the right payment method for you
To ensure that you’re ready for the change, now is a good time to start using alternative digital methods for making payments. Here are some common types of payment scenarios, that you can make using digital payment methods.
| I want to: |
You may be able to do this using online banking or the Westpac App: |
|---|---|
| Pay a bill | BPAY® Direct Debit Electronic Funds Transfer Pay To |
| Pay money to family or friends | Electronic Funds Transfer Osko PayID® |
| Pay in installments | Direct Debit PayTo Scheduled Payments |
| Send money overseas | International Money Transfers |
| Make a payment into a personal loan or credit card | BPAY® Direct Debit Electronic Funds Transfer Scheduled Payments |
| Make a payment to a home loan | Direct Debit Electronic Funds Transfer Scheduled Payments |
| Settle a property purchase | Direct Debit – automated through PEXA |
| Make a payment at auction | Pre-approved transfer (subject to first time hold / daily withdrawal limit) |
Learn more about the types of payments you can make and other features available in Online Banking or via the Westpac App.
Payment Solutions for Businesses
If you have a business, you can also accept in-person or online payments, rather than cheque.
Learn more about our range of EFTPOS terminals and eCommerce solutions.
No longer using your Cheque Book?
Switching from cheques to electronic payments, helps reduce fraud by providing a full audit trail, as well as reducing the risk of incorrect or lost payments. If your account has a cheque book feature that you are no longer using, call us or visit a branch to cancel this feature on your account.