Your cash. Your way
Find your nearest ATM
You can search for an ATM using the Westpac App, or our Branch and ATM locator. With our network of Westpac, St.George, BankSA, Bank of Melbourne or select Westpac Group partner ATMs, you can do your banking when it suits.
Using our ATMs
All our ATMs are audio accessible. Screens are displayed in English as well as Chinese (Traditional & Simplified), Korean, Vietnamese, Hindi, Bahasa Indonesia, Arabic, Italian and Japanese.
- Cash and cheques
Deposit cash through our Westpac ATMs and get instant value for cash deposited. For cash deposits to some Home and Investment and Offset accounts processing times can vary (processing times below). Cheque deposits are credited to your account that day but are not available for withdrawal until all funds have been cleared. Clearance days apply for cheques to all account types. Deposit limits will apply.
- Cardless deposit
Lets you deposit cash and cheques at select Westpac ATMs to an eligible Westpac account without a card. Deposit limits will apply.
- Coin Deposit Machine
You can deposit coins at Westpac, St.George, BankSA and Bank of Melbourne CDMs with your card. Deposit limits will apply.
Use our Find a branch or ATM locator to find your nearest ATM and CDM where you can make a deposit. Make sure you select the ‘ATM’ filter for ATM deposits or ‘Coin Deposit Machine (CDM)’ filter for coin deposits in the Refine Search bar.
Deposit limits: An aggregated deposit limit of up to $10,000 within any rolling 24-hour period may apply to the cash that can be deposited at a Westpac ATM, CDM and Bank@Post - see table below.
| Deposit at: | Then, you can deposit up to: |
|---|---|
Westpac ATM St.George, BankSA and Bank of Melbourne customers can deposit notes at select Westpac ATMs. |
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| Bank@Post at selected Australia Post Offices |
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| Westpac, St.George, BankSA and Bank of Melbourne CDM |
|
Processing times: Cash deposits at an ATM or CDM are credited to your account on that day. Processing and cut-off times will vary depending on the time of day the cash deposit is made. Cheque deposits are credited to your account that day but are not available for withdrawal until all funds have been cleared.
For some Home and Investment Loans and Offset accounts, cash deposits after 7pm (Sydney time) via an ATM or CDM or after 6.50pm (Sydney time) at participating Bank@Post outlets on a business day, or at any time on any other day, will not be processed until the next business day, despite appearing immediately as available balance in the account, and may impact the interest accrual calculation on your account.
A business day means any day other than a Saturday, Sunday, or a national public holiday in Australia.
Along with checking your balance, withdrawing and depositing money, there’s more you can do at most Westpac ATMs attached to a branch:
- PIN Change
Change your PIN (if you know your existing PIN)
- All Accounts Balance Summary
Check the balance of all your linked accounts
- Mini Transaction History
Obtain a mini-statement history (up to the last 10 transactions)
- Transfer
Transfer funds between linked accounts
- Set withdrawal preferences
Save a favourite amount, account, receipt preference and language option to make cash withdrawals even faster
If you are a credit card cardholder, you can make payments to your card account at a Westpac ATM by:
- Making a deposit to the card account
- Transferring funds from linked accounts
You can also use Westpac, St.George, BankSA and Bank of Melbourne Cash Exchange Machines (CEM) to exchange notes for coins or smaller notes. Use our Find a branch or ATM locator to find your nearest CEM, making sure you select the ‘Cash Exchange Machine (CEM)’ filter in the Refine Search bar.
ATM help
When travelling overseas, Westpac, St.George, BankSA and Bank of Melbourne customers can save on ATM fees by using Global Alliance Partner ATMs. Learn more about our Global Alliance and partners ATM and read our helpful hints.