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Calculators for personal loans

Car Loan Calculator

Estimate repayments on a Secured Personal Loan for a car less than 7 years old.

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Repayment Calculator

Estimate repayments on our Unsecured and Secured Personal Loans.

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Borrowing Power Calculator

Estimate how much you could borrow and see what your repayments could be.

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Compare personal loans

Our personal loan comparison table helps you work out the lending option that best suits your needs

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Retrieve your Unsecured Personal Loan application

Pick up where you left off and complete your Unsecured Personal Loan application.

Whether you have submitted online, at a branch, or over the phone, you can track your Unsecured Personal Loan application here.

 


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Things you should know

Personal Loan Contract Terms and Conditions (PDF 394KB) - for customers approved before 18 March 2024.
Personal Loan Contract Terms and Conditions (PDF 210KB) - ​for customers who apply on or after 18 March 2024.​

Flexi Loans Conditions of Use (PDF 173KB) - for customers approved before 18 March 2024.
Flexi Loans Conditions of Use (PDF 305KB) - for customers who apply on or after 18 March 2024.​

This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice. Please consider your individual circumstances before applying for a Westpac Personal Loan. Credit criteria, fees, charges, terms and conditions apply. Information is correct as of 20 March 2024.

~Car Loan for eligible Electric or Hybrid engine types is subject to an interest rate discount of 0.5%, applied at the time of application. Electric and Hybrid Car Loan interest rate, inclusive of 0.5% discount, is 5.99% p.a (comparison rate 7.20% p.a.^)

Credit provided by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.